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Capitol One multiple card question

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creditwherecreditisdue
Senior Contributor

Re: Capitol One multiple card question


@eyeball1 wrote:

Thanks everyone,

                       I also wanted to know if I got approved for another card would that effect my total limit. My question is does Cap1 look at your total line or does each card stand on its own?


 

Each different type of Cap1 CC has a CL cap. Since this is the case I am pretty sure each individual card is going to be evaluated as such, although it is always possible you could hit an income-to-total available CL's point and they would cut you off. I would avoid obtaining multiple lower level Cap1 cards. Wait until you are likely to be approved for a higher level product before app'ing for an additional Cap1 card.
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