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Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Capitol one upgrade in mail

Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Capitol one upgrade in mail


amercnchopz34 wrote:
Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

Does the Venture card fit your spening patterns???




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
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Re: Capitol one upgrade in mail

[ Edited ]

Well let's see... you're paying a $59 AF now and getting nothing by way of rewards for it. You can PC to a Venture and still pay the $59, but you'll get 2% back if used towards travel purchases, or 1% back if you take your miles as cash. So yes, I'd say it's worth it.

 

FWIW, I was able to PC mine last December, and I've been nothing but happy with the change.


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