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Established Contributor
Posts: 839
Registered: ‎10-28-2011
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Capitol one upgrade in mail

Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Capitol one upgrade in mail


amercnchopz34 wrote:
Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

Does the Venture card fit your spening patterns???




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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Posts: 4,875
Registered: ‎11-02-2010
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Re: Capitol one upgrade in mail

[ Edited ]

Well let's see... you're paying a $59 AF now and getting nothing by way of rewards for it. You can PC to a Venture and still pay the $59, but you'll get 2% back if used towards travel purchases, or 1% back if you take your miles as cash. So yes, I'd say it's worth it.

 

FWIW, I was able to PC mine last December, and I've been nothing but happy with the change.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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