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Capitol one upgrade in mail

Established Contributor

Capitol one upgrade in mail

Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

2 REPLIES
Mega Contributor

Re: Capitol one upgrade in mail


amercnchopz34 wrote:
Hey guys...I guys..i got a preapproved offer from cap one..to upgrade my platinum card to a venture card.....no annual fee....paying $59 a year now....worth the upgrade?....card i have now offers no perks...says on the letter that no credit pull....same account info...will all stay the same....

What should i do...

Does the Venture card fit your spening patterns???




EQ FICO 548 3/3/16
Highlighted
Moderator Emeritus

Re: Capitol one upgrade in mail

Well let's see... you're paying a $59 AF now and getting nothing by way of rewards for it. You can PC to a Venture and still pay the $59, but you'll get 2% back if used towards travel purchases, or 1% back if you take your miles as cash. So yes, I'd say it's worth it.

 

FWIW, I was able to PC mine last December, and I've been nothing but happy with the change.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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