Captial One Luv Button or Credit Steps or Both???

[Anonymous]

Hi peeps,

I know there is a lot of info on the forum about this, but I've read a TON and still can't seem to reconcile what I should do. Here's my dilemma  I have Cap1 QS & Cap1 QS ONE. The limits are as follows

Cap1 QS - $2,000      Cap1 QS ONE  - $1,456

I got a small increase on both (about 500) back on 3/23. After that, I received a Cap1 e-mail saying "If you make payments of at least $100  on your QS ONE for the next 6 months, we will raise your limit from $1456 to $2000. I believe this is called credit steps, right???

Since then, I've used both cards like crazy & made big payments $800+ and have requested increases via the love button ....to no avail. I keep getting the response "you've had a recent increase"..blah blah.

So, my 6th statement cuts on 09/25.  Should I hit the love button on both after the statement closes???? or only on the one where I am NOT guaranteed an increase.  Or should I do nothing??  Will pressing the LUV button when the statement closes (or a few days early) interfere with the guaranteed CLI I'll get after 6 months on CS ONE per the email? 

I know no one on here has a crystal ball but any suggested guidance would be greatly appreciated. I'm obviously trying to raise the limits as much as possible!

[myjourney]

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@Anonymous wrote:

Hi peeps,

I know there is a lot of info on the forum about this, but I've read a TON and still can't seem to reconcile what I should do. Here's my dilemma  I have Cap1 QS & Cap1 QS ONE. The limits are as follows

Cap1 QS - $2,000      Cap1 QS ONE  - $1,456

I got a small increase on both (about 500) back on 3/23. After that, I received a Cap1 e-mail saying "If you make at least 100 payments on your QS ONE for the next 6 months, we will raise your limit from $1456 to $2000. I believe this is called credit steps, right???

Since then, I've used both cards like crazy & made big payments $800+ and have requested increases via the love button ....to no avail. I keep getting the response "you've had a recent increase"..blah blah.

So, my 6th statement cuts on 09/25.  Should I hit the love button on both after the statement closes???? or only on the one where I am NOT guaranteed an increase.  Or should I do nothing??  Will pressing the LUV button when the statement closes (or a few days early) interfere with the guaranteed CLI I'll get after 6 months on CS ONE per the email? 

I know no one on here has a crystal ball but any suggested guidance would be greatly appreciated. I'm obviously trying to raise the limits as much as possible!

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100 payments or $100 payments? Please clarify because that would be 16.6 payments a month Lol

Anyway wait for credit steps CLI and hit the luv button immediately after

[krisssmmm]

Hit it before credit steps kicks in. Once you get the cs limit you'll have to wait another 6 months. My second card I did cli got $500 then two weeks later the cs limit o$500. 

[myjourney]

I did it the way stated above and got both in a week so I guess its a YMMV Hmmmm

Went EO 1 month later and got doubled CLI

Most of the time I'v seen the 6 month rule is via luv button after a semi-annual CLI YMMV again tho

[Anonymous]

thanks for pointing out the typo and providing feedback. I just edited the original post.  I was told I needed to make payments of at least $100 for 6 months. 

[rockbttm442]

Personally I'd wait and see what credit steps does. They will more than likely increase your limit more than the $500 it promises. But as most have said YMMV.

[OmarGB9]

Some people say holding off on hitting the luv button before your steps increase yields much more generous steps CLIs than if you would've jumped the gun and asked for a CLI before your steps increase. Don't know if there's any truth to it, but just something to keep in mind.