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Okay, so I am getting new tires put on the car tomorrow and the sales dude offers me a Car Care One Card application to take home and fill out in case I need help financing the tires...
Does anyone know anything about this?
I don't think I will apply, just checking to see what the deal is.
@Anonymous wrote:Okay, so I am getting new tires put on the car tomorrow and the sales dude offers me a Car Care One Card application to take home and fill out in case I need help financing the tires...
Does anyone know anything about this?
I don't think I will apply, just checking to see what the deal is.
Those are issued by GE from various car repair places. I think they may be classified as a Consumer Finance Loan which is a mild negative in FICO scoring.
i am seriously thinking about getting one, since we are having to get so much work done on the car lately. just going to wait til i have my (small) remaining balances paid off, so my scores will jump up a bit (not much, considering i'm only going to be going downn from about 50% on 2 cards, about $1200 total to pay down.
if you do decide to apply, please let me know how it goes
@laz98 wrote:i am seriously thinking about getting one, since we are having to get so much work done on the car lately. just going to wait til i have my (small) remaining balances paid off, so my scores will jump up a bit (not much, considering i'm only going to be going downn from about 50% on 2 cards, about $1200 total to pay down.
if you do decide to apply, please let me know how it goes
Congrat laz on the paying down of your credit cards
@oracles wrote:
@laz98 wrote:i am seriously thinking about getting one, since we are having to get so much work done on the car lately. just going to wait til i have my (small) remaining balances paid off, so my scores will jump up a bit (not much, considering i'm only going to be going downn from about 50% on 2 cards, about $1200 total to pay down.
if you do decide to apply, please let me know how it goes
Congrat laz on the paying down of your credit cards
thank you oracles! you know, i didn't really think i would feel much different, because i didn't consider my $2000 of debt as "carrying a lot of debt". but i have to tell you, that it is really a great feeling! i love being able to see the numbers in my spreadsheet go down, & eventually, POOF!
now, if only getting rid of my gf's credit card debt was going to be that easy...
@laz98 wrote:
@oracles wrote:
@laz98 wrote:i am seriously thinking about getting one, since we are having to get so much work done on the car lately. just going to wait til i have my (small) remaining balances paid off, so my scores will jump up a bit (not much, considering i'm only going to be going downn from about 50% on 2 cards, about $1200 total to pay down.
if you do decide to apply, please let me know how it goes
Congrat laz on the paying down of your credit cards
thank you oracles! you know, i didn't really think i would feel much different, because i didn't consider my $2000 of debt as "carrying a lot of debt". but i have to tell you, that it is really a great feeling! i love being able to see the numbers in my spreadsheet go down, & eventually, POOF!
now, if only getting rid of my gf's credit card debt was going to be that easy...
OMG, you took the words right out of my mouth lmao