Got it. Thanks for the info and the link to the old thread. good reading.
Chase now holds #4 spot as far as my favorite card... but it gets number 2 spot in my wallet at the moment due to rewards. I use it in case Amex is not accepted. I save Discover and NFCU for larger, planned purchases, not for everyday spending.
Chase card isn't a bad card, but If I had to vote on which card issuer had my back among the four, Chase would be in last place