Had four hard inqs (out of five) just turn one year old and my FICO went up 18 pts! Woohoo!!!!! That 5th inq is only two months old, but don't expect to get any pts when it turns a year old.
Altho I'm still irked about hard inqs: http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=136662
Message Edited by writemikep on 11-12-2009 01:48 PM