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Card Collection...

Valued Contributor

Card Collection...

right now my card collection is somewhat complete in the senes that i now have every card possible i have amex discover visa and mastercard(debit). i would like other high cards llike CSP or a citi card but for now i am content on my set. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 11
10 REPLIES
Valued Contributor

Re: Card Collection...

I'm missing Discover. I can't app any more till 2014 atleast.

 

I'm hoping this Christmas, Wal-Mart will upgrade my store card to Discover.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 11
Valued Contributor

Re: Card Collection...

im missing a World master card!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 11
Valued Contributor

Re: Card Collection...

i mean by no means do i think i my collection is comeplete in the sense that i would like a CSP or other metal card or visa siggy card. i can at some point hopefully get my freedom into a visa siggy card and get a real mastercard.  if it had to come down to it i think maybe just maybe i could use a citi card, CSP, or an AMEX credit card. but i am quite set on my current set up and i will garden for at least 6-12 months. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 4 of 11
Established Contributor

Re: Card Collection...

missing an Amex and siggy card.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 5 of 11
Established Contributor

Re: Card Collection...

Wheeeew...you guys are still way ahead of me. I still dont have a Discover card, nor a world MasterCard, not even a visa signature....i feel bad now lol Smiley Sad


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 6 of 11
Valued Contributor

Re: Card Collection...


gettnthere wrote:
Wheeeew...you guys are still way ahead of me. I still dont have a Discover card, nor a world MasterCard, not even a visa signature....i feel bad now lol Smiley Sad

In my opinion you are not missing anything without a Discover, but different strokes. our scroes seem high enough to obtain a World Mastercard or Visa Signature, I say go for it.

 

The only card that I would like is the US Bank Cash+. It seems they are sensitive to inquiries to I will wait until the beginning of the year or sometime in the spring. Sign up bonuses are fairly low right now; hopefully they pick up soon.

Message 7 of 11
Established Contributor

Re: Card Collection...

@navigate, im on my phone so i cant quote, but im right there with you! I really, really want the US Bank Cash+ card and i know our scores are good enough to obtain it but I, like you, have way too many Inq's on EQ so im just gonna have to wait. Even though its gonna drive me insane.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 8 of 11
Valued Contributor

Re: Card Collection...


gettnthere wrote:
@navigate, im on my phone so i cant quote, but im right there with you! I really, really want the US Bank Cash+ card and i know our scores are good enough to obtain it but I, like you, have way too many Inq's on EQ so im just gonna have to wait. Even though its gonna drive me insane.

Driving me insane as well. I really just want to go ahead, but would have no use for the regular Flex Perks card. I am already getting 5% with cellphones, which is the only bill I have right now. The other one is department stores. Macys gives 3%, but you have to use it in a Macys store and I never go in the store Smiley Sad. I just hope they do not get rid of the good categories and exchange them for useless ones like Citi usually has.

Message 9 of 11
Frequent Contributor

Re: Card Collection...

I need an AMEX...don't know which one to apply for though.  My other cards complement all the rewards categories lol!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 10 of 11