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Regular Contributor
Boonie
Posts: 220
Registered: ‎02-08-2010

Re: Card Services Called to Lower Interest Rate?

Definitely a scam that the government has been chasing for a while.  A friend was called for months on end, and they get really nasty and hang up if you challenge them in anyway.  Luckily, they stopped calling me, but they are very annoying.

07/07/14 FICOs, EX 640, EQ 640, TU 701 (whoop whoop... first time in the 700's for a long while!)
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Card Services Called to Lower Interest Rate?

[ Edited ]

Sign me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.

Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Card Services Called to Lower Interest Rate?


FinStar wrote:

Sing me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.


Certainly... what song would you like? (I know it's a typo, but couldn't resist, sorry)

 

Seriously, they want you to tell them which card you'd like to lower the interest on, and want you to provide the account number. Sure..... A scam indeed. Never, ever give out that information over the phone or in email. If it's legit, they already have that info on file.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Card Services Called to Lower Interest Rate?


tinuviel wrote:

FinStar wrote:

Sing me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.


Certainly... what song would you like? (I know it's a typo, but couldn't resist, sorry)

 

Seriously, they want you to tell them which card you'd like to lower the interest on, and want you to provide the account number. Sure..... A scam indeed. Never, ever give out that information over the phone or in email. If it's legit, they already have that info on file.


LMAO!  Tinu - if you're taking requests, well let me see... what song would go well with this topic? lol

Regular Contributor
WolfMan
Posts: 149
Registered: ‎02-01-2013

Re: Card Services Called to Lower Interest Rate?

Don't tell me it was Rachel from Card Services!

 

If so, Google "Rachel From Card Services" - Sounds like the same thing you described. Total Bullshoy! Don't bite!

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Valued Contributor
Wanderer
Posts: 3,000
Registered: ‎10-03-2008

Re: Card Services Called to Lower Interest Rate?

That's it ... "Rachel" !!!
Valued Member
usofascott
Posts: 42
Registered: ‎06-05-2013

Re: Card Services Called to Lower Interest Rate?

I was called by them about 2 years ago.  I went thru the whole thing. gave them a visa gift card number and got transferred to a person in the us.  talked to them for a few minutes and found out their address.  Then I hit them with a copy of a draft law suit and intent to sue letter.  got a phone call and settled for 1500 for violations of the TCPA.  They paid quickly and efficiently.  Wish they would call me again

Valued Contributor
Wanderer
Posts: 3,000
Registered: ‎10-03-2008

Re: Card Services Called to Lower Interest Rate?

I am impressed! Finally, someone got a pound of flesh! Good job!
Frequent Contributor
Express
Posts: 380
Registered: ‎01-27-2012

Re: Card Services Called to Lower Interest Rate?

Yep,Got the call about one hour ago.
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