Reply
Frequent Contributor
Posts: 273
Registered: ‎02-08-2010
0

Re: Card Services Called to Lower Interest Rate?

Definitely a scam that the government has been chasing for a while.  A friend was called for months on end, and they get really nasty and hang up if you challenge them in anyway.  Luckily, they stopped calling me, but they are very annoying.

09/20/14 FICOs, EX 671, EQ 677, TU 701
Valued Contributor
Posts: 7,930
Registered: ‎10-21-2012
0

Re: Card Services Called to Lower Interest Rate?

[ Edited ]

Sign me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Card Services Called to Lower Interest Rate?


FinStar wrote:

Sing me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.


Certainly... what song would you like? (I know it's a typo, but couldn't resist, sorry)

 

Seriously, they want you to tell them which card you'd like to lower the interest on, and want you to provide the account number. Sure..... A scam indeed. Never, ever give out that information over the phone or in email. If it's legit, they already have that info on file.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor
Posts: 7,930
Registered: ‎10-21-2012
0

Re: Card Services Called to Lower Interest Rate?


tinuviel wrote:

FinStar wrote:

Sing me up!!!  NOT!  Unfortunately, though, lots of folks fall for these types of scams.


Certainly... what song would you like? (I know it's a typo, but couldn't resist, sorry)

 

Seriously, they want you to tell them which card you'd like to lower the interest on, and want you to provide the account number. Sure..... A scam indeed. Never, ever give out that information over the phone or in email. If it's legit, they already have that info on file.


LMAO!  Tinu - if you're taking requests, well let me see... what song would go well with this topic? lol

Regular Contributor
Posts: 154
Registered: ‎02-01-2013
0

Re: Card Services Called to Lower Interest Rate?

Don't tell me it was Rachel from Card Services!

 

If so, Google "Rachel From Card Services" - Sounds like the same thing you described. Total Bullshoy! Don't bite!

-- I need a new card graphic -- Coming Soon! --
Super Contributor
Posts: 6,901
Registered: ‎10-03-2008
0

Re: Card Services Called to Lower Interest Rate?

That's it ... "Rachel" !!!
Starting Score: 760
Current Score: EX 806 TU 815 EQ 818 FICO 08
Goal Score: 850

Take the myFICO Fitness Challenge
Valued Member
Posts: 42
Registered: ‎06-05-2013
0

Re: Card Services Called to Lower Interest Rate?

I was called by them about 2 years ago.  I went thru the whole thing. gave them a visa gift card number and got transferred to a person in the us.  talked to them for a few minutes and found out their address.  Then I hit them with a copy of a draft law suit and intent to sue letter.  got a phone call and settled for 1500 for violations of the TCPA.  They paid quickly and efficiently.  Wish they would call me again

Super Contributor
Posts: 6,901
Registered: ‎10-03-2008
0

Re: Card Services Called to Lower Interest Rate?

I am impressed! Finally, someone got a pound of flesh! Good job!
Starting Score: 760
Current Score: EX 806 TU 815 EQ 818 FICO 08
Goal Score: 850

Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 395
Registered: ‎01-27-2012
0

Re: Card Services Called to Lower Interest Rate?

Yep,Got the call about one hour ago.
Money Never Sleeps! ~CL $270,600 .FIC, Amex $10,000 EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $5,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT 8500 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $2500. Alliant C/U 15000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.