05-11-2013 08:04 AM
I live in NY and I know here it seems that Chase, Citibank pull EX. I also have USAA and the pulled ex for my amex and eq for my world card. A lot of times it seems that CC companies pull based on geography.
05-11-2013 08:05 AM - edited 05-11-2013 08:26 AM
Bank of America/FIA, PNC, American Express, and First National Bank of Omaha are 100% exclusive with Experian in my experience.
Bank of America/FIA will use Transunion for limit increases, and PNC will use whatever bureau you ask them to. Barclays and General Electric are all Transunion people.
05-11-2013 08:16 AM
05-11-2013 08:28 AM - edited 05-11-2013 08:28 AM
Lately people with mid to high 600's have been getting approved for American Express. PNC, I am not sure, because there is not much information about them. Bank of America/FIA, Barclays, and General Electric seem to be pretty liberal with approvals and low scores. I have no personal experience with scores that low, so perhaps someone who does will chime in.
05-11-2013 10:22 AM
For me, Barclay and GE pulled exclusively on TU and Exp. I got the below website from these forums and I found it to be very helpful...
05-11-2013 10:53 AM
Wonder if it helps if you're in store trying to buy something on the spot?
There are a few posts here where members got a higher limit while in the apple store making a big purchase, but im sure YMMV.
05-11-2013 11:18 AM - edited 05-11-2013 11:42 AM
My experience (live in PA):
Cap1: all three
US Bank: TU
YMMV....but I think Amex pulling EX is pretty iron clad....as well as the infamous tri pull from Cap1.
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