Card for Gas and Dining Out?

[Anonymous]

Had my heart set on the Sams Club MC but it doesn't seem like that's ever gonna happen. Scores are in the 670s, what are my options with awesome rewards for gas and dining out? I have a Discover, Marriot Visa, Amazon Visa, Old Navy Visa, Sams and Walmart store cards, Citi DC and CapOne Qs but I really want something slightly better rewards because gas and take out is like 90% of my spend.

[Anonymous]

Chase AARP. 3% gas and restaurants.

[Anonymous]

Chase AARP is 3% on both.  Discover and freedom will rotate both as 5% categories but you can probably only count on one quarter of each for sure.  3% on both with no caps fits nIcely if you're looking for consistent rewards on both.  

[thelethargicage]

Chase AARP Visa.

Mods, lock this thread.

Although I think one of those godawful Thank You Cards has gas stations and restaurants as bonus categories.

[kdm31091]

Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything.  An extra 1% may not be worth the app.

[thelethargicage]

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@kdm31091 wrote:

Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything.  An extra 1% may not be worth the app.

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I certainly have never felt ridiculous using my AARP credit card.

My AARP membership gets me 15% off at Outback/Carabba's/Bonefish Grill and Denny's, 10% off my AT&T, $5 off any $25 purchase at Toys R Us. I'd feel ridiculous knowing I was missing out on saving money.

And IME, chicks dig the AARP credit card. It makes you look distinguished.

[Anonymous]

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@thelethargicage wrote:

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@kdm31091 wrote:

Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything.  An extra 1% may not be worth the app.

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I certainly have never felt ridiculous using my AARP credit card.

My AARP membership gets me 15% off at Outback/Carabba's/Bonefish Grill and Denny's, 10% off my AT&T, $5 off any $25 purchase at Toys R Us. I'd feel ridiculous knowing I was missing out on saving money.

And IME, chicks dig the AARP credit card. It makes you look distinguished.

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Mon through Thur

[Anonymous]

If you're in CA, the Golden1 CU has a 3% card that is (I think...I try not to look at it) gas, groceries and restaurants. 

[NRB525]

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@Anonymous wrote:

If you're in CA, the Golden1 CU has a 3% card that is (I think...I try not to look at it) gas, groceries and restaurants. 

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True, all three, but I'd be interested to see if someone with sub-700 got it.

side note: also 1% FTF, no AF, no BT fee, APR as low as 7.79%... I see you looking at it!

[Anonymous]

Thanks for all the responses guys! I wasn't getting the emails so I didn't know I had answers. LOL. I was looking at the AARP card but thought there may be a minimum age req.... I am going to try for it and see what happens!