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What is the best card to use for purchases at home improvement stores such as Lowes and Home Depot? I do house flips and buy lots of supplies at those and want to get all the rewards or cash back that I can. Thanks.
Lowes seems more expensive, but unless something changes with the company backing it, Lowes is superior in my opinion because they give VERY generous credit limit increases quickly, where Home Depot is backed by Citi (I believe) who can tend to be more conservative and stingy.
@notfancy wrote:Lowes seems more expensive, but unless something changes with the company backing it, Lowes is superior in my opinion because they give VERY generous credit limit increases quickly, where Home Depot is backed by Citi (I believe) who can tend to be more conservative and stingy.
+1
Lowes...Choose 5% off every day, or select from two special financing offers with a minimum purchase.
The 5% back on the Lowe's is definitely a good reward to have when you're paying in full for your flips -- the interest is high so you'll need to make sure you PIF or use the select financing but that takes away your 5% rewards so up to you on that. The Home Depot card usually sends me more financing offers of 0% which I find as valuable as the 5% off from Lowe's at times.
I would also if, I were you, fully utilize the rotating category cards of max 1500 5% cashback. -- like Freedom and Discover It.
@credit-hunter wrote:Lowes...Choose 5% off every day, or select from two special financing offers with a minimum purchase.
If you have a Lowes card showing it at Home Depot they will match the 5% off with your Home Depot card.
@coldnmn wrote:
@credit-hunter wrote:Lowes...Choose 5% off every day, or select from two special financing offers with a minimum purchase.
If you have a Lowes card showing it at Home Depot they will match the 5% off with your Home Depot card.
Wow, I totally didn't know that, but I most certainly will use this trick next time since I really hate Lowe's!! Thank you, Cold!
@KennyRS wrote:
@coldnmn wrote:
@credit-hunter wrote:Lowes...Choose 5% off every day, or select from two special financingitoffers with a minimum purchase.
If you have a Lowes card showing it at Home Depot they will match the 5% off with your Home Depot card.
Wow, I totally didn't know that, but I most certainly will use this trick next time since I really hate Lowe's!! Thank you, Cold!
That information came from a Home Depot employee. The same post others had gotten the discount. Most had never heard of It. Not likely something they want advertised. YMMV