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@Anonymous wrote:
@black_citi wrote:
I like the amex plat, venture and the csp. I've heard of the prestige but didn't know it had a 450 AF. I was thinking of the chairman card by citi.
With my 28k a year salary I can't really afford none of these cards I like. Even the Venture with its 59 AF is out of my reach because to get the 40k bonus I need to spend 3k in 3 months. Its not possible with my 28k.
The Gold delta I got has a 95 AF but its waived the first year and to be honest I accidentally applied for that card. I'll cancel it around Feb next year. I doubt I'll hit the 30k bonus with 1k spend in 3 months.1K/mo isn't possible on 28K?
LOL no! I've tried, oh how I have tried. My BCE I've had for 6 months now and I've only spent $1500. Idk, I guess since I make so little I spend WAY less. I have a nice savings in my CU savings account though so I could spend the 1k and then pif.
@Anonymous wrote:
@Callandra wrote:
@Anonymous wrote:
@black_citi wrote:
I like the amex plat, venture and the csp. I've heard of the prestige but didn't know it had a 450 AF. I was thinking of the chairman card by citi.
With my 28k a year salary I can't really afford none of these cards I like. Even the Venture with its 59 AF is out of my reach because to get the 40k bonus I need to spend 3k in 3 months. Its not possible with my 28k.
The Gold delta I got has a 95 AF but its waived the first year and to be honest I accidentally applied for that card. I'll cancel it around Feb next year. I doubt I'll hit the 30k bonus with 1k spend in 3 months.1K/mo isn't possible on 28K?
Depends on living expenses/situation...I'm at ~$25k a year and only have about ~$800 a month of free money after rent/bills/etc but I only like to spend $400-500 so I can save the rest. Even back when I made $36k/year in Japan, I may have only spent about $800-900 a month (again, I would save $400-500 a month so that was about $1200-1400 free cash after rent/insurance/etc.).
Rent can be paid with CC. Insurance and utility bills can be paid with CC.
Our apartment complex will ONLY accept a check (maybe there are other hoops we could jump through but we don't really care to). My health insurance ONLY takes EFT as payment. Same with my car payment (check or EFT). It was worse in Japan where it's mostly a cash based society; I only spent $100 or so a month on my Visa there and the most I ever spent was like $300 in a month when I charged some shinkansen tickets, lol.
You're a JET alum, no?
That tax-free $36k salary on top of the subsidized housing is one of the best perks of that program. The had to enroll in the national health care system also, right? Was that paid for as well?
@Anonymous wrote:
@black_citi wrote:
I like the amex plat, venture and the csp. I've heard of the prestige but didn't know it had a 450 AF. I was thinking of the chairman card by citi.
With my 28k a year salary I can't really afford none of these cards I like. Even the Venture with its 59 AF is out of my reach because to get the 40k bonus I need to spend 3k in 3 months. Its not possible with my 28k.
The Gold delta I got has a 95 AF but its waived the first year and to be honest I accidentally applied for that card. I'll cancel it around Feb next year. I doubt I'll hit the 30k bonus with 1k spend in 3 months.1K/mo isn't possible on 28K?
It is if you pay ahead.
@Stralem wrote:You're a JET alum, no?
That tax-free $36k salary on top of the subsidized housing is one of the best perks of that program. The had to enroll in the national health care system also, right? Was that paid for as well?
Don't want to hijack the thread, so sent you a PM
Just get it