I'm so confused!
I just pulled all three of my reports to find a credit card, which was paid in full five years ago, listed as negative on my credit report. What's going on here and how do I fix it and and get it off my reports?
Thanks so much for your reponses! I'm new, and obviously confused!
Did this card ever have any late payments? Did you pay it off or was it a charge off? Both will report a zero balance.
I paid this in full five years ago, in 2003 and never had any late payments.
What should I do? Close the account?