07-29-2009 07:20 PM
I'm so confused!
I just pulled all three of my reports to find a credit card, which was paid in full five years ago, listed as negative on my credit report. What's going on here and how do I fix it and and get it off my reports?
Thanks so much for your reponses! I'm new, and obviously confused!
07-29-2009 07:21 PM
Did this card ever have any late payments? Did you pay it off or was it a charge off? Both will report a zero balance.
07-29-2009 08:10 PM
07-29-2009 09:44 PM - edited 07-29-2009 09:45 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO