04-10-2012 07:37 PM
04-10-2012 08:08 PM
I think it's garbage. It just matched me with BCE, BCP and Delta Gold...right along side First Premier.
What a joke.
04-10-2012 08:11 PM
04-10-2012 08:13 PM
No they make money through affiliate programs. I used to own an affiliate network and the CC offers pay big bucks. This is just a tool that helps them generate more leads.
04-10-2012 08:16 PM
webhopper wrote:
So I used CardMatch and it matched me with BCE and BCP from amex. I am not apping, I just wanted to know other users experiences with using cardmatch?
They soft TU on CardMatch...so if your TU is better shape than your other CR's then it could be a false positive. I'm not sure how they figure what you're matched for but I have a theory that its strictly on score. I had a month where why TU was below 700 and none of the Amex's showed up. Next month score was back up and Amex's showed up again. In full disclosure Amex pulls EX and did with me which is my worst CR and I was denied but that's a whole other story.
I agree with others here that its obviously some deal with the Credit Card companies and this site to "influence" consumers towards specific cards. Still its nice a nice ego boost when those Amex and Venture cards show up in the list.
04-10-2012 08:17 PM
04-10-2012 08:27 PM
webhopper wrote:
So this is garbage! Good to know, I'm glad I wasn't in the market to app
The info and advice on this site will be far more valuable in determining which cards you will most likely be approved for.
04-10-2012 08:46 PM
I have been matched with the same exact cards for years....even with totally differnt scores (hundreds of points differences)....so i dont think this is very useful or accurate...
04-10-2012 08:54 PM
04-10-2012 09:11 PM
yes, for a long time now i have been matched with VentureOne. BOGUS!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


