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Moderator
webhopper
Posts: 6,728
Registered: ‎09-16-2011

CardMatch from Ceditcard.com

So I used CardMatch and it matched me with BCE and BCP from amex. I am not apping, I just wanted to know other users experiences with using cardmatch?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012

Re: CardMatch from Ceditcard.com

I think it's garbage. It just matched me with BCE, BCP and Delta Gold...right along side First Premier.

 

What a joke.

Moderator
webhopper
Posts: 6,728
Registered: ‎09-16-2011

Re: CardMatch from Ceditcard.com

I wonder if the cc companies are paying to be matched with consumers or are buying their info to be used to offer promos

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012

Re: CardMatch from Ceditcard.com

No they make money through affiliate programs. I used to own an affiliate network and the CC offers pay big bucks. This is just a tool that helps them generate more leads.

Regular Contributor
omskillet
Posts: 109
Registered: ‎01-04-2012

Re: CardMatch from Ceditcard.com


webhopper wrote:
So I used CardMatch and it matched me with BCE and BCP from amex. I am not apping, I just wanted to know other users experiences with using cardmatch?

They soft TU on CardMatch...so if your TU is better shape than your other CR's then it could be a false positive. I'm not sure how they figure what you're matched for but I have a theory that its strictly on score. I had a month where why TU was below 700 and none of the Amex's showed up. Next month score was back up and Amex's showed up again. In full disclosure Amex pulls EX and did with me which is my worst CR and I was denied but that's a whole other story.

 

I agree with others here that its obviously some deal with the Credit Card companies and this site to "influence" consumers towards specific cards. Still its nice a nice ego boost when those Amex and Venture cards show up in the list.

Moderator
webhopper
Posts: 6,728
Registered: ‎09-16-2011

Re: CardMatch from Ceditcard.com

So this is garbage! Good to know, I'm glad I wasn't in the market to app

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
ctb89
Posts: 419
Registered: ‎03-05-2012

Re: CardMatch from Ceditcard.com


webhopper wrote:
So this is garbage! Good to know, I'm glad I wasn't in the market to app

The info and advice on this site will be far more valuable in determining which cards you will most likely be approved for.

Established Contributor
shane82388
Posts: 529
Registered: ‎07-16-2010

Re: CardMatch from Ceditcard.com

I have been matched with the same exact cards for years....even with totally differnt scores (hundreds of points differences)....so i dont think this is very useful or accurate...


Starting Score: 450 (Late 2009)
Current Score: EQ 666 // TU 649// EX 658
Goal Score: 700


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Established Contributor
teenastie
Posts: 638
Registered: ‎07-28-2011

Re: CardMatch from Ceditcard.com

I've never been matched with anything outside of cap one! I currently have far better cards than anything cap one offers!


Valued Contributor
scottwagnon
Posts: 1,266
Registered: ‎02-07-2010

Re: CardMatch from Ceditcard.com

yes, for a long time now i have been matched with VentureOne. BOGUS!

EQ FICO 783 11/03/12 EX FICO 761 03/12/13
EQ VT 889 EX 858 TU 879 (VT is 501 - 990)
Credit Sesame score 801 (CS is 300 - 850)
Credit.com score 774 (C is 300 - 850) est. EX Fico 770

see my card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859

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