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Frequent Contributor
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Registered: ‎06-26-2007
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Cards Owned by CITI

I am sure many of you already know but just in case I realized these cards are all run through citibank.
 
Macy's Sear's The Home Depot Bloomingdales and one I didn't realize was Zales.
 
I applied for Macy and Home Depot and Zales and was approved for all of them by pulling my EX report.
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
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Registered: ‎09-18-2007
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Re: Cards Owned by CITI

Congrats....:smileyhappy:
Established Contributor
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Registered: ‎04-02-2008
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Re: Cards Owned by CITI

Dont forget Staples and Office depot Citi cards too.
NOW I wonder how I can get those but was declined for a citi Visa
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Established Contributor
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Registered: ‎03-21-2008
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Re: Cards Owned by CITI

Macy's is run by Citi?  My inquiries say VISA/DSNB.  That's not Citi. is it?   Department Store National Bank.
07/26/2007 TU-688
EQ-656
EX-649
New Contributor
Posts: 67
Registered: ‎06-07-2007
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Re: Cards Owned by CITI

They are actually a joint venture between Citi and DSNB. If I'm not mistaken though, Citi controls more of the Visa aspect of the Macy's card, while DSNB (Federated) controls the store card side.
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Re: Cards Owned by CITI


Jesedmotherof5 wrote:
Dont forget Staples and Office depot Citi cards too.
NOW I wonder how I can get those but was declined for a citi Visa



It is generally easier to get a co-branded card (has a store name + Visa/ MC/ etc) than the straight bank card. I'm dragging around several co-branded cards at the moment. After a year of experiencing their customer service, etc., I'll trade them in for one real thing.

Unfortunately, you often can't do a product change from a co-branded card to straight Visa/ MC/ whatever, although sometimes you can.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Senior Contributor
Posts: 4,596
Registered: ‎09-14-2007
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Re: Cards Owned by CITI

[ Edited ]
Wouldn't it be an interesting thread to list all the store cards/cobranded cards that these 4 issue? The store cards I have:

Citi - Home Depot; Macy's; Sears & Sears M.C.; Bloomingdales; Zales; Children's Place; Dell
GEMB - Chevron, J.C. Penny; QVC; Paypal MC; Mervyns; Sam's/Walmart; Dillards; Discount Tire; Care Credit; Gap; Old Navy; Banana Republic; Pay Pal; e-bay M.C.
WFNNB - Victoria's Secret (closed 2 wks ago)
HSBC - Best Buy; Saks 5th Ave MC
Chase - Wawa; Hess; BP; Shoprite; Kohl's; Borders Visa
Barclay's/Juniper - Barnes & Noble M.C.
BoA - Blue Nile; AHIMA(professional org)
RBS - Kroger M.C.

Anyone else care to list their cards? [If you have a co-branded card, please designate c/b to save typing.] :smileyhappy:

Message Edited by Sylviatob on 04-24-2008 01:51 PM
"Never ever, ever be late. Never" (FUTR)
Valued Contributor
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Registered: ‎11-03-2007
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Re: Cards Owned by CITI



Sylviatob wrote:
I'm aware of 4 "banks" that issue store card & co-branded cards.

1. Citi
2. GEMB
3. WFNNB
4. HSBC

Wouldn't it be an interesting thread to list all the store cards/cobranded cards that these 4 issue? The store cards I have:

Citi - Home Depot; Macy's
GEMB - Chevron, J.C. Penny; QVC
WFNNB - Victoria's Secret (closed 2 wks ago)
HSBC - Best Buy

Anyone else care to list their cards? [If you have a co-branded card, please designate c/b to save typing.] :smileyhappy:

GEMB - Paypal MC
HSBC- Saks Fifth Ave MC
Chase - Wawa, Hess, BP, Shoprite
IN VINO VERITAS.
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Cards Owned by CITI

[ Edited ]
BofA - Blue Nile
RBS - Kroger
 


Message Edited by cheddar on 04-23-2008 08:02 AM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
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Posts: 648
Registered: ‎02-04-2008
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Re: Cards Owned by CITI

Chase: Kohl's

GEMB: Mervyns, Walmart, (closed-JCP, Dillards)

Citi: Macy's, Children's Place
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