cancel
Showing results for 
Search instead for 
Did you mean: 

Cards Owned by CITI

Established Contributor

Cards Owned by CITI

I am sure many of you already know but just in case I realized these cards are all run through citibank.
 
Macy's Sear's The Home Depot Bloomingdales and one I didn't realize was Zales.
 
I applied for Macy and Home Depot and Zales and was approved for all of them by pulling my EX report.
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 1 of 28
27 REPLIES
Super Contributor

Re: Cards Owned by CITI

Congrats....Smiley Happy
Message 2 of 28
Established Contributor

Re: Cards Owned by CITI

Dont forget Staples and Office depot Citi cards too.
NOW I wonder how I can get those but was declined for a citi Visa
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Message 3 of 28
Established Contributor

Re: Cards Owned by CITI

Macy's is run by Citi?  My inquiries say VISA/DSNB.  That's not Citi. is it?   Department Store National Bank.
07/26/2007 TU-688
EQ-656
EX-649
Message 4 of 28
New Contributor

Re: Cards Owned by CITI

They are actually a joint venture between Citi and DSNB. If I'm not mistaken though, Citi controls more of the Visa aspect of the Macy's card, while DSNB (Federated) controls the store card side.
Message 5 of 28
Moderator Emerita

Re: Cards Owned by CITI


Jesedmotherof5 wrote:
Dont forget Staples and Office depot Citi cards too.
NOW I wonder how I can get those but was declined for a citi Visa



It is generally easier to get a co-branded card (has a store name + Visa/ MC/ etc) than the straight bank card. I'm dragging around several co-branded cards at the moment. After a year of experiencing their customer service, etc., I'll trade them in for one real thing.

Unfortunately, you often can't do a product change from a co-branded card to straight Visa/ MC/ whatever, although sometimes you can.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 28
Senior Contributor

Re: Cards Owned by CITI

Wouldn't it be an interesting thread to list all the store cards/cobranded cards that these 4 issue? The store cards I have:

Citi - Home Depot; Macy's; Sears & Sears M.C.; Bloomingdales; Zales; Children's Place; Dell
GEMB - Chevron, J.C. Penny; QVC; Paypal MC; Mervyns; Sam's/Walmart; Dillards; Discount Tire; Care Credit; Gap; Old Navy; Banana Republic; Pay Pal; e-bay M.C.
WFNNB - Victoria's Secret (closed 2 wks ago)
HSBC - Best Buy; Saks 5th Ave MC
Chase - Wawa; Hess; BP; Shoprite; Kohl's; Borders Visa
Barclay's/Juniper - Barnes & Noble M.C.
BoA - Blue Nile; AHIMA(professional org)
RBS - Kroger M.C.

Anyone else care to list their cards? [If you have a co-branded card, please designate c/b to save typing.] Smiley Happy

Message Edited by Sylviatob on 04-24-2008 01:51 PM
"Never ever, ever be late. Never" (FUTR)
Message 7 of 28
Valued Contributor

Re: Cards Owned by CITI



Sylviatob wrote:
I'm aware of 4 "banks" that issue store card & co-branded cards.

1. Citi
2. GEMB
3. WFNNB
4. HSBC

Wouldn't it be an interesting thread to list all the store cards/cobranded cards that these 4 issue? The store cards I have:

Citi - Home Depot; Macy's
GEMB - Chevron, J.C. Penny; QVC
WFNNB - Victoria's Secret (closed 2 wks ago)
HSBC - Best Buy

Anyone else care to list their cards? [If you have a co-branded card, please designate c/b to save typing.] Smiley Happy

GEMB - Paypal MC
HSBC- Saks Fifth Ave MC
Chase - Wawa, Hess, BP, Shoprite
IN VINO VERITAS.
Message 8 of 28
Moderator Emeritus

Re: Cards Owned by CITI

BofA - Blue Nile
RBS - Kroger
 


Message Edited by cheddar on 04-23-2008 08:02 AM
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 9 of 28
Established Contributor

Re: Cards Owned by CITI

Chase: Kohl's

GEMB: Mervyns, Walmart, (closed-JCP, Dillards)

Citi: Macy's, Children's Place
Message 10 of 28