Reply
New Member
2ndTimeAroundCredit
Posts: 21
Registered: ‎12-21-2009
0

Cards Similar to Credit One.

I got approved for a Credit One CC today!

::victory dance:: :smileyhappy:

BUTTTTTTT....I still have a LONG way to go before my credit is useful for anything else. So, with all of my baddies on my account, should I go and get a secured card to have along with my unsecured or work on my Charge-Offs THEN worry about the CC's?

 

Thanks!

 

 

Valued Contributor
Jazzzy
Posts: 2,679
Registered: ‎07-29-2009
0

Re: Cards Similar to Credit One.

You may have better luck getting another credit card (even a secured one) if you work on the negatives first. If you don't have a need for more credit right now, you may want to let this one age.

 

...and...congratulations!

Senior Contributor
BungalowMo
Posts: 4,234
Registered: ‎05-01-2008
0

Re: Cards Similar to Credit One.

Credit one worked for me as a great rebuilder card.  I just closed it after close to 5 years.  It served it's purpose as I could get CLI's ev ery 6 mos.  Hang on to it for a while & PIF every mo.

 

Congrats....it will work in your favor for a long time even after you close it.



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}