12-21-2009 02:21 PM
I got approved for a Credit One CC today!
BUTTTTTTT....I still have a LONG way to go before my credit is useful for anything else. So, with all of my baddies on my account, should I go and get a secured card to have along with my unsecured or work on my Charge-Offs THEN worry about the CC's?
12-21-2009 02:26 PM
You may have better luck getting another credit card (even a secured one) if you work on the negatives first. If you don't have a need for more credit right now, you may want to let this one age.
12-21-2009 04:26 PM
Credit one worked for me as a great rebuilder card. I just closed it after close to 5 years. It served it's purpose as I could get CLI's ev ery 6 mos. Hang on to it for a while & PIF every mo.
Congrats....it will work in your favor for a long time even after you close it.
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