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Cards That Report Authorized Users

Valued Member

Re: Cards That Report Authorized Users

I know Amex, Macy's, Lowes and JB Robinson Jeweler's report to the bureaus.

 

 


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Message 11 of 41
Valued Contributor

Re: Cards That Report Authorized Users

 


cdub69 wrote:

What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.


 

Chase does report AUs.  I know this firsthand.

 

Wells Fargo also reports AUs, and even makes a point of stating this in mailings I've received from them:

 

 

"Information on authorized users

 

  • Please note that we report authorized users on our customers' credit card accounts to the major credit bureaus
  • Any authorized user on your account will now be reported as a user, but not as an individual responsible for paying the balance"

 

 

Hope this helps!  Smiley Happy

Message 12 of 41
Frequent Contributor

Re: Cards That Report Authorized Users

someone just mentioned that BBRZ report but i don't thnk so.  I just tried to add my son as an AU but they didn't ask for a SS# so I cancelled the request.  How could they report without a SS#?  Also, when you input the name it forces your to choose either Jr., Sr., II or III. Can someone please verify that BBRZ MC actually does report AU's?


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Message 13 of 41
Established Member

Re: Cards That Report Authorized Users

"How could they report without a SS#?"

 

The same way Chase reports; by name and address.

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Message 14 of 41
Frequent Contributor

Re: Cards That Report Authorized Users


cdub69 wrote:

What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.


Orchard HSBC & Best Buy RewardsZone MC - Yes 

Kohls, & Macys/Bloomies - No.


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Message 15 of 41
Moderator Emeritus

Re: Cards That Report Authorized Users

 


Kiwill wrote:

someone just mentioned that BBRZ report but i don't thnk so.  I just tried to add my son as an AU but they didn't ask for a SS# so I cancelled the request.  How could they report without a SS#?  Also, when you input the name it forces your to choose either Jr., Sr., II or III. Can someone please verify that BBRZ MC actually does report AU's?


 

As one poster said they match names and addresses. I don't know how that works exactly but it does. I've never has to choose Jr., Sr., etc. on an AU request I've done. Perhaps that's a quirk of BBRZ.

 

 

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Message 16 of 41
Frequent Contributor

Re: Cards That Report Authorized Users

No offense, but I don't know what you don't understand about this. I am an AU on my fiancees (hence differing last names as well as differing addresses) Best Buy Rewards MC (an HSBC product).

 

She was approved a week before I was and I am an AU on her card and her card shows up on my reports (and we haven't even USED the card yet) as such (Experian.com):

 

HSBC BANK   
Account Number:  515625004821....
Status:  Open/Never late.
Date Opened:  03/2010

 

Item Detail
Dispute this item
HSBC BANK

Address:
 PO BOX 81622
  SALINAS, CA 93912
 (800) 477-6000
Account Number:
515625004821.... 
 
 

Address Identification Number:
  0186266439
 

Status:
Open/Never late.
 
 

Date Opened:
03/2010
Date of Status:
03/2010
Reported Since:
04/2010
Last Reported Date:
03/2010

Type:
Revolving
Terms:
N/A 
Monthly Payment:
$0
Responsibility:
Authorized user 

Credit Limit:
$500
High Balance:
N/A 
Recent Balance:
$0
Recent Payment:
$0
 

Your Statement:

N/A

 

 

This is directly from my Experian CR, and the others (TU & EQ) have not updated yet and her card was approved 3/24)

 

 


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
Current Score: TU: 671 (3-10) 625 (4-10/Rebucketed)--EQ: 674 (3-10)--EX 630 (Lender 11-09)
Goal Score: TU: 750--EQ: 760


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Message 17 of 41
Frequent Contributor

Re: Cards That Report Authorized Users

Please take note of the responsibilty field above as "Authorized User".  I am only speaking on cards to which I have and have direct experience. Not hearsay.


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
Current Score: TU: 671 (3-10) 625 (4-10/Rebucketed)--EQ: 674 (3-10)--EX 630 (Lender 11-09)
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Message 18 of 41
New Contributor

Re: Cards That Report Authorized Users

The GEMB cards I have report AU's as well; I'm not sure if they all do, but Wal-mart and Amazon are reporting my on my DH's.  GEMB does not ask for SSN either when adding AU's.  


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Message 19 of 41
New Member

Re: Cards That Report Authorized Users

does anyone know whether barneys ny reports on authorized users?

is there somewhere i can look this up online?

Message 20 of 41