Cards You Just Can't Seem To Obtain!

[Anonymous]

I've also not yet found a card that I can't obtain as I've never been denied a credit card, though I can't say I've always been instantly approved.  This was also a pretty eventful year for me with 3 new cards, so I won't be applying for any other cards for quite some time.  I suppose I could always run into one at somepoint though that I just can't get.

[CreditScholar]

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@Anonymous wrote:

I've also not yet found a card that I can't obtain as I've never been denied a credit card, though I can't say I've always been instantly approved.  This was also a pretty eventful year for me with 3 new cards, so I won't be applying for any other cards for quite some time.  I suppose I could always run into one at somepoint though that I just can't get.

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Thanks Koop. It's good to know I'm not alone.

Speaking of new cards, is there any reason you picked a MC for the sapphire preferred?

[Anonymous]

Yeah, the main reason was so that I could use it at Sam's Club, since they only take MC and Discover, and I already carry two Visas (Freedom and debit card).

[baronofthenorth]

For me, my nemesis is Citi.  I am 0/2 different products, both years apart!

Once denied for a secured, years later for a Dividend.

If I am up for the pain, I might try for the Diamond Preferred at some point to add a M/C to the mix (if Chase doesn't PC my Freedom from VISA to M/C first).

[asteroidblues86]

I want a JCB for some reason though I can't have one because it's not offered in my state.

[charyot77]

I can't seem to get approved for a Chase card, though I've managed to pass hurdles for major credit sticklers like AMEX and US Bank (and have gotten healthy credit limits).

I havent tried recently because I have a judgement on my credit report and wont try for a while as I'm gardening now, but they are still a target in my crosshairs.

[rtw]

I am 0/2 for the Amex BCP. Just SPs though since I'm already a member. Last denial had me at 687 EX. Hoping once my score breaks 700 I'll be in.

[Tommy5746]

Anybody who has had this issue with Discover.. Hopefully the IT card will bring better results... Its supposed to be the Zync of Discover... Basically, a prime card that's credit requirement are more "loose" than Discovers other cards... with that said I wouldn't expect any big CL's with this card but hey, it can hopefully get our foot in the door with Discover!

[atarvuzdar]

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@Tommy5746 wrote:

Anybody who has had this issue with Discover.. Hopefully the IT card will bring better results... Its supposed to be the Zync of Discover... Basically, a prime card that's credit requirement are more "loose" than Discovers other cards... with that said I wouldn't expect any big CL's with this card but hey, it can hopefully get our foot in the door with Discover!

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Discover won't budge for me because they apparently keep pulling my EQ (they do this in the northeast a big, apparently) which is uglier than my TU. *sigh*

[learnin113]

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@Duncanrr wrote:

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@CreditScholar wrote:

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@Duncanrr wrote:

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@CreditScholar wrote:

None yet. I've been instantly approved for every card I've ever applied for.

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Good for you but you are kind of missing the point of this thread.

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Oh I understood perfectly

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Great, do you want a cookie?

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Heeheehee.  hahahaa.