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Cards You Just Can't Seem To Obtain!

Regular Contributor

Re: Cards You Just Can't Seem To Obtain!


RockinRay wrote:

AF_23 wrote:

600 to 4600 ? Did you run a ton of  $$ through it ?


I only use this card for booze at Sam's club!  Smiley Happy Maybe $100 per month - max...

 

Two steps, first CLI was from $600 to $1600. Next from $1600 to $4600 where it sits today. I do not need this card but I keep it open for the free TU FICO.

 

I think in three months, I can try for another CLI. Goal is $10k for this card.

 


Actually, i app'd for the Walmart card twice before and didnt get that one either... i should probably try apping in the store... for some reason i get the feeling that your chances are better if you app in a store as opposed to online or by phone..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 11 of 59
Established Contributor

Re: Cards You Just Can't Seem To Obtain!


RockinRay wrote:

Goal is $10k for this card.

 


Why would you ever need a $10k limit on a Walmart card? Sams Club doesn't sell Dom Pérignon AFAIK.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 12 of 59
Frequent Contributor

Re: Cards You Just Can't Seem To Obtain!


Jlu wrote:

RockinRay wrote:

AF_23 wrote:

600 to 4600 ? Did you run a ton of  $$ through it ?


Goal is $10k for this card.

 


Why would you ever need a $10k limit on a Walmart card? Sams Club doesn't sell Dom Pérignon AFAIK.


Smiley LOL

Message 13 of 59
Established Contributor

Re: Cards You Just Can't Seem To Obtain!

My Wally card is at 10K and the huge CL is just for LOL's.  I got it up to 10k in 1 year.  400-700-1400-2400-5000-10000.  I love GE bank!!!

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 14 of 59
Frequent Contributor

Re: Cards You Just Can't Seem To Obtain!

 


flowfaster wrote:

My Wally card is at 10K and the huge CL is just for LOL's.  I got it up to 10k in 1 year.  400-700-1400-2400-5000-10000.  I love GE bank!!!


wow

Message 15 of 59
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!

So far Ive been lucky.

 

Apped for Amex Delta in March - Denied

Reapplied 1 week ago today - Approved (already pushed $200 through card Smiley Happy )  2k CL

 

Walmart (jumped the gun on this one an apped too early in rebuild in June) - Denied

Reapplied 1 week ago today - Approved for Walmart Discover 1.8k CL

 

The only other card I havent gotten was store credit at Restoration Hardware.  I dont need it but I may reapply for there after I refi just to say I have it.  (They have this ridiculously cool couch I want.)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 59
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!


Jlu wrote:

RockinRay wrote:

Goal is $10k for this card.

 


Why would you ever need a $10k limit on a Walmart card? Sams Club doesn't sell Dom Pérignon AFAIK.


Just a personal goal to see how high I can get it! Still will only buy booze with it though!  Smiley Very Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 17 of 59
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!


AF_23 wrote:

RockinRay wrote:

AF_23 wrote:

600 to 4600 ? Did you run a ton of  $$ through it ?


I only use this card for booze at Sam's club!  Smiley Happy Maybe $100 per month - max...

 

Two steps, first CLI was from $600 to $1600. Next from $1600 to $4600 where it sits today. I do not need this card but I keep it open for the free TU FICO.

 

I think in three months, I can try for another CLI. Goal is $10k for this card.

 


Wow, are they auto CLI or did you also ask/counter offer ? Impressive

 


I called in at 4 months on each CLI.  I always ask for $10k and let them counter... Maybe next time....  Smiley Tongue

Ray

** Every Card has a Job, and Every Card does its Job **
Message 18 of 59
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!


Tommy5746 wrote:

RockinRay wrote:

AF_23 wrote:

600 to 4600 ? Did you run a ton of  $$ through it ?


I only use this card for booze at Sam's club!  Smiley Happy Maybe $100 per month - max...

 

Two steps, first CLI was from $600 to $1600. Next from $1600 to $4600 where it sits today. I do not need this card but I keep it open for the free TU FICO.

 

I think in three months, I can try for another CLI. Goal is $10k for this card.

 


Actually, i app'd for the Walmart card twice before and didnt get that one either... i should probably try apping in the store... for some reason i get the feeling that your chances are better if you app in a store as opposed to online or by phone..


Yes, this worked for me. When I app'd at the store, they asked me for my dl as well as a credit card that they swiped. Funny, it took like 3 seconds to approve. My "opening" line was $600 and it was the Discover. I thought when the card got here, I might have a little better CL but it was the same.

 

Funny, the card I gave them to swipe at app time was my Amex BCE, at that time it had a CL of $22,200 and zero balance.  And they gave me $600!  Smiley Mad

Ray

** Every Card has a Job, and Every Card does its Job **
Message 19 of 59
Contributor

Re: Cards You Just Can't Seem To Obtain!

I have an amex, chase, citi, and discover. But the US bank visa signature + seems to be impossible to get....

My ultimate credit wish,
a JP Morgan Palladium card
Message 20 of 59