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Cards You Just Can't Seem To Obtain!

Established Contributor

Re: Cards You Just Can't Seem To Obtain!

Citi Smiley Sad

Total Overall Credit Limit- $325k
Established Contributor

Re: Cards You Just Can't Seem To Obtain!

For me it was Discover. I tried on 8/29/2010 and 5/04/2011, but looking back in 2010 I had no revolving credit and on the 2011 appIication, I only had a fingerhut account reporting that was barely 6 months old. have not tried this year.

 

 

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Member

Re: Cards You Just Can't Seem To Obtain!

Capital One Cash No AF version for me.

 

My credit history:

Wells Fargo $1000, opened 09/2010, closed 09/2011

Capital One $750, opened 01/2011

BofA 1-2-3 $2500, opened 08/2011

Chase Freedom $6000, opened 09/2011

Citi Forward $7000, opened 02/2012

AMEX BCE $6000, opened 02/2012

Fidelity AMEX  $7500, opened 09/2012

Priceline Visa $1300, opened 09/2012

 

I tried for Capital One twice - 09/2011, 02/2012. Denied. Screw them. Although no foreign fee 1.5% cashback card would be nice not going to try it again for a price of 3 inqs. Their definition of excellent credit is ridiculous.

Frequent Contributor

Re: Cards You Just Can't Seem To Obtain!

CHASE Bank...They told me since i went bad on an old WAMU Black Expressions book club credit card that i cannot get another card from them

 

Oh well...

 

I didnt think they blacklisted


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!

I applied to citi 3 times and each time, my application was denied. I don't get it. Their excuse was too many inquires...

As of 2017, rebuilding...
Frequent Contributor

Re: Cards You Just Can't Seem To Obtain!


maiden_girl wrote:

I applied to citi 3 times and each time, my application was denied. I don't get it. Their escuse was too many inquires...


I have plenty of inquiries and i got approved for the AAdvantage Amex by Citi. It might work for you. EQ is 670 but 658 when i app'd and my EX is 681 so AMEX told me per their denial letter


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor

Re: Cards You Just Can't Seem To Obtain!

For me it's been Citi and Bank of America. Smiley Indifferent

Slowly building....
Established Contributor

Re: Cards You Just Can't Seem To Obtain!


flowfaster wrote:

My Wally card is at 10K and the huge CL is just for LOL's.  I got it up to 10k in 1 year.  400-700-1400-2400-5000-10000.  I love GE bank!!!


wow thats awesome! were you requesting CLI every 2mnths?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor

Re: Cards You Just Can't Seem To Obtain!


Sparkz1920 wrote:

maiden_girl wrote:

I applied to citi 3 times and each time, my application was denied. I don't get it. Their escuse was too many inquires...


I have plenty of inquiries and i got approved for the AAdvantage Amex by Citi. It might work for you. EQ is 670 but 658 when i app'd and my EX is 681 so AMEX told me per their denial letter


I really think they auto deny these applications. My FICO score is at least in the 700s. With the recent inquires and newly opened accounts...its probably dropped a bit

 

As of 2017, rebuilding...
Regular Contributor

Re: Cards You Just Can't Seem To Obtain!

For me it's not really a card that I can't get, but it's getting that first credit card to give a decent credit limit.  For example recently approved for a discover more card and they simply matched my highest credit limit....$1200. Aarghh!!

 

And I  guess once I get denied I don't really try and reapply.....the only card that I want and was denied for is AMEX BCE and I'm already in the AMEX family so I guess eventually I'll try for that one again and hope to have better luck!