Reply
Frequent Contributor
Posts: 427
Registered: ‎08-31-2007
0

Re: Cards You Just Can't Seem To Obtain!

Citi :smileysad:

Established Contributor
Posts: 802
Registered: ‎05-16-2012
0

Re: Cards You Just Can't Seem To Obtain!

For me it was Discover. I tried on 8/29/2010 and 5/04/2011, but looking back in 2010 I had no revolving credit and on the 2011 appIication, I only had a fingerhut account reporting that was barely 6 months old. have not tried this year.

 

 

100% Ficos: EX 773 , TU 772, EQ 771 Inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-2/0/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $19,400~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3500~ Amazon Store $7000~ Fingerhut $1050
Member
Posts: 18
Registered: ‎08-29-2011
0

Re: Cards You Just Can't Seem To Obtain!

[ Edited ]

Capital One Cash No AF version for me.

 

My credit history:

Wells Fargo $1000, opened 09/2010, closed 09/2011

Capital One $750, opened 01/2011

BofA 1-2-3 $2500, opened 08/2011

Chase Freedom $6000, opened 09/2011

Citi Forward $7000, opened 02/2012

AMEX BCE $6000, opened 02/2012

Fidelity AMEX  $7500, opened 09/2012

Priceline Visa $1300, opened 09/2012

 

I tried for Capital One twice - 09/2011, 02/2012. Denied. Screw them. Although no foreign fee 1.5% cashback card would be nice not going to try it again for a price of 3 inqs. Their definition of excellent credit is ridiculous.

Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: Cards You Just Can't Seem To Obtain!

CHASE Bank...They told me since i went bad on an old WAMU Black Expressions book club credit card that i cannot get another card from them

 

Oh well...

 

I didnt think they blacklisted


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Cards You Just Can't Seem To Obtain!

[ Edited ]

I applied to citi 3 times and each time, my application was denied. I don't get it. Their excuse was too many inquires...

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: Cards You Just Can't Seem To Obtain!


maiden_girl wrote:

I applied to citi 3 times and each time, my application was denied. I don't get it. Their escuse was too many inquires...


I have plenty of inquiries and i got approved for the AAdvantage Amex by Citi. It might work for you. EQ is 670 but 658 when i app'd and my EX is 681 so AMEX told me per their denial letter


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
Posts: 426
Registered: ‎02-09-2012
0

Re: Cards You Just Can't Seem To Obtain!

For me it's been Citi and Bank of America. :smileyindifferent:

Slowly building....
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Cards You Just Can't Seem To Obtain!


flowfaster wrote:

My Wally card is at 10K and the huge CL is just for LOL's.  I got it up to 10k in 1 year.  400-700-1400-2400-5000-10000.  I love GE bank!!!


wow thats awesome! were you requesting CLI every 2mnths?



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Cards You Just Can't Seem To Obtain!


Sparkz1920 wrote:

maiden_girl wrote:

I applied to citi 3 times and each time, my application was denied. I don't get it. Their escuse was too many inquires...


I have plenty of inquiries and i got approved for the AAdvantage Amex by Citi. It might work for you. EQ is 670 but 658 when i app'd and my EX is 681 so AMEX told me per their denial letter


I really think they auto deny these applications. My FICO score is at least in the 700s. With the recent inquires and newly opened accounts...its probably dropped a bit

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Regular Contributor
Posts: 156
Registered: ‎01-03-2012
0

Re: Cards You Just Can't Seem To Obtain!

For me it's not really a card that I can't get, but it's getting that first credit card to give a decent credit limit.  For example recently approved for a discover more card and they simply matched my highest credit limit....$1200. Aarghh!!

 

And I  guess once I get denied I don't really try and reapply.....the only card that I want and was denied for is AMEX BCE and I'm already in the AMEX family so I guess eventually I'll try for that one again and hope to have better luck!



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.