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Cards cut loose.........

Established Contributor

Cards cut loose.........

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all


Message 1 of 7
6 REPLIES
Established Member

Re: Cards cut loose.........


amercnchopz34 wrote:

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all


Go Bears (next year sigh)! How old was best buy?

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
Message 2 of 7
Highlighted
Established Contributor

Re: Cards cut loose.........


LostTime wrote:

amercnchopz34 wrote:

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all


Go Bears (next year sigh)! How old was best buy?


2008........hurts alittle but the benefits of other cards will grow with me so not worried


Message 3 of 7
Valued Contributor

Re: Cards cut loose.........

If the card is no use to you, close it down! It wil still report for 10 years so I do not think it is a big deal. Others will argure this point though..  Smiley Happy

 

In my case, I have way too many cards as it stands, and I do not want to track them. I really use only 5 cards on a regular basis.

 

 

Ray

** Every Card has a Job, and Every Card does its Job **
Message 4 of 7
Valued Contributor

Re: Cards cut loose.........

My Best Buy card will be getting the axe in June, when it hits 1 year.

 

The $300 CL is worthless to me.

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 5 of 7
Valued Contributor

Re: Cards cut loose.........

My thinking at this time to kill:

 

1. Discover - $5k

2. CapOne Cash Plus - $5k

3. Carnival rewards (Barclay) - $4500

4. Amex Delta Gold (merge with BCE) - $5k

 

There are others that I have to think about.......

Ray

** Every Card has a Job, and Every Card does its Job **
Message 6 of 7
Valued Contributor

Re: Cards cut loose.........

You have enough in available credit that those two cards could be canned.  Good job!  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 7