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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Cards cut loose.........

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‎01-15-2013 06:00 PM - edited ‎01-15-2013 06:02 PM

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Member
LostTime
Posts: 46
Registered: ‎01-08-2013

Re: Cards cut loose.........

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‎01-15-2013 06:07 PM

amercnchopz34 wrote:

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all

Go Bears (next year sigh)! How old was best buy?

Amex Delta Gold $8,000 - Discover IT $1,250 - Citi Foward $2,000 - Capital One $300 - Banana Republic $300 - Walmart $300
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amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Cards cut loose.........

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‎01-15-2013 06:10 PM

LostTime wrote:
amercnchopz34 wrote:

Well ...i finally gave my Best buy store  and chevron gas card the axe....i know why shut them down???

 

my chevron card was only 1 yr old and never used since approved for AMEX BCP......

Best buy store card wa not going to grow with me plan B account and had only a 1500 limit......was also approved for CSP so my gain in utlization will help .....my aoaa will take a hit but i have all the cards i need...

 

officially in garden mode.....

 

thanks all

Go Bears (next year sigh)! How old was best buy?

2008........hurts alittle but the benefits of other cards will grow with me so not worried

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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RockinRay
Posts: 1,761
Registered: ‎08-13-2007

Re: Cards cut loose.........

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‎01-16-2013 05:12 AM

If the card is no use to you, close it down! It wil still report for 10 years so I do not think it is a big deal. Others will argure this point though..  :smileyhappy:

 

In my case, I have way too many cards as it stands, and I do not want to track them. I really use only 5 cards on a regular basis.

 

 

Ray

** Every Card has a Job, and Every Card does its Job **

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Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: Cards cut loose.........

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‎01-16-2013 05:14 AM

My Best Buy card will be getting the axe in June, when it hits 1 year.

 

The $300 CL is worthless to me.

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RockinRay
Posts: 1,761
Registered: ‎08-13-2007

Re: Cards cut loose.........

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‎01-16-2013 05:20 AM

My thinking at this time to kill:

 

1. Discover - $5k

2. CapOne Cash Plus - $5k

3. Carnival rewards (Barclay) - $4500

4. Amex Delta Gold (merge with BCE) - $5k

 

There are others that I have to think about.......

Ray

** Every Card has a Job, and Every Card does its Job **

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visorboy1974
Posts: 959
Registered: ‎05-17-2010

Re: Cards cut loose.........

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‎01-16-2013 05:21 AM

You have enough in available credit that those two cards could be canned.  Good job!  

Starting Score: 600
Current Score:: 687EQ, 698EX, 721TU
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