Cards in college

[Anonymous]

if you are currently in college, how many cards to you carry, if you have graduated, how many did you have, and do you still find those cards useful today?

[Closingracer99]

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@Anonymous wrote:

if you are currently in college, how many cards to you carry, if you have graduated, how many did you have, and do you still find those cards useful today?

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If your'e in College I dont see the need to have more then 2 maybe 3 cards. The SM card would be great for College with the 5% on Book stores and the Double Cash/ Quick Silver cards are great since they offer 1.5% or 2% CB on all purchases

[Anonymous]

Rising junior. I carry my Freedom, Discover It, and BCE. 

School's CU card is sitting in SD because 2x Discover promo (or even 1x UR) is more valuable than 1.1% back.

Same for Chase Amazon right now.

I might app for Sallie Mae soon since I do buy groceries and products on Amazon on occasion.

Also may app for a Delta Gold for the sign-up bonus (waiting for 50k?) and free first bag because I do fly between LGA and DTW during school breaks.

I'll also app for DC when Discover's 2x promo.

[Closingracer99]

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@Anonymous wrote:

Rising junior. I carry my Freedom, Discover It, and BCE. 

School's CU card is sitting in SD because 2x Discover promo (or even 1x UR) is more valuable than 1.1% back.

Same for Chase Amazon right now.

I might app for Sallie Mae soon since I do buy groceries and products on Amazon on occasion.

Also may app for a Delta Gold for the sign-up bonus (waiting for 50k?) and free first bag because I do fly between LGA and DTW during school breaks.

I'll also app for DC when Discover's 2x promo.

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IF you buy on Amazon why not look at the Store card if you have Amazon prime? I am not sure how Prime works if you got the Student version but I would think it would also qualify for the 5% CB with it. 

Works out to be a $99 AF for 5% but TBH I would be having Prime either way so its a valuable 5% CB with the other perks 

[Anonymous]

I currently carry Discover it Chrome, chase freedom, and bank Americard. Also considering adding NFL Extra Points card before finishing my last year of school without any further applications 

[Closingracer99]

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@Anonymous wrote:

I currently carry Discover it Chrome, chase freedom, and bank Americard. Also considering adding NFL Extra Points card before finishing my last year of school without any further applications 

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TBH unless you go see NFL games the card is pretty useless. I would save your HP lol. I only apped for it because  I am a huge Denver Broncos fan and just liked the card 

[Anonymous]

I'm coming into my junior year. I regularly carry CSP, sallie Mae, delta Amex and Capone QS. I have all together 6 cards. Around 30k total in lines with my CSP being the highest at 7.5k

[Anonymous]

I do buy NFL merchandise occasionally, and that 20% off discount could come in really handy especially around Christmas time with a family full of football fans.

from what I've read, CLI are pretty good if you use the card occasionally and pay in full.

[Anonymous]

My student prime expired last year. It's $49 to renew for students, but I don't need the 2-day shipping so the store card doesn't really do much for me. I actually have a few hundred in Amazon GCs sitting in my account from Freedom's Q4. At least I'll be getting 5% back on groceries as well with the Sallie Mae.

[Closingracer99]

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@Anonymous wrote:

I do buy NFL merchandise occasionally, and that 20% off discount could come in really handy especially around Christmas time with a family full of football fans.

from what I've read, CLI are pretty good if you use the card occasionally and pay in full.

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I have it and it's decent with CLI. Got the card with a $500 limit. They auto it up to $2,000 and I just asked for one and got a $1,000 increase to $3,000