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I just discovered, about 5 minutes ago, that my Barclays Frontier mastercard provides a TransRisk score with my statement. I never noticed it online before. I'm new to any scoring other than MyFico so I'm not sure what make/model this is. I do know its provided by TU ...
@codimom wrote:I just discovered, about 5 minutes ago, that my Barclays Frontier mastercard provides a TransRisk score with my statement. I never noticed it online before. I'm new to any scoring other than MyFico so I'm not sure what make/model this is. I do know its provided by TU ...
And, it is another worthless fake score, it is used by NO lenders anywhere. NONE of the credit monitoring services offer a REAL FICO® score. That's why its best to only look at your credit REPORTS from any credit monitoring service and always, ignore the scores.
I normally only pay attention to the one I get from myFico.. since every other FAKO score is different, on different scale, different settings etc. I can honestly see how someone can obsess over all the different numbers/scores out there. .
Alliant CU and US Bank credit card also provide free credit score.
Ron.
@Ron1 wrote:Alliant CU and US Bank credit card also provide free credit score.
Ron.
Not sure about Alliant CU but, I do have a US Bank Visa and, they DO provide a credit score -- a PLUS Score -- which is yet another worthless fake score. It is NOT a FICO®.
I was able to get my free Experian report and also the report and score with my Amex Zync using the "Personal Finance" pack which is also free.
While we're on the topic of worthless FAKO scores, Credit One provides an EX Plus score every month.
The EX FICO score in my sig line is accurate from 2 weeks ago (lender pull for house loan). A couple of days later, Credit One updated my FAKO Plus score...588.
That's a 123 point difference.
They're worthless...period...end of story. Any resemblence between your FICO and FAKO scores is an amazing coincidence..nothing more.