Cards that Auto-CLI ?

NonSufficientFunds · ‎05-05-2013

Does anyone know which cards are known to do auto-CLI ?

I am aware of the AmEx 3xCLI@d-61, and that many cards will CLI upon request.

How about a list of cards that CLI without any intervention (assuming accounts are in good-standing).

SpecFile · ‎05-05-2013

I'll start things off....

Barclays and Discover both auto luv.

lithium78 · ‎05-05-2013

All the GE cards will auto-CLI if you don't request it.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
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armbenderc · ‎05-05-2013

Chase
GE Walmart
GE Paypal Extras Platinum MasterCard

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

memorysketch · ‎05-05-2013

When do the GE family auto-CLI?

Started: 581 (October 2012 ) ♥ Walmart MyFico: 622 (May 2013)
First Goal: 650 (reached April 2013) ♥ Current Goal: 700 (Jan 2014)
Currently in the garden! App free 'till November 2013!

sarkell · ‎05-05-2013

GE cards auto luv based on sps my experience its usually around 6-8 months but ymmv some people as early as 2-3 months. But for all these cards it's ymmv meaning I've heard amex, chase (usually lower limits) discover , ge cards, commenity cards, even c1 rare but still occurs.

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720

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enharu · ‎05-05-2013

Almost all lenders auto CLI. That doesn't mean everyone is guaranteed to get an auto CLI however. It all depends on your overall profile, perceived risk by the bank, and your relationship with them.

The only lenders that do not or are less likely to give out auto CLIs are subprime lenders, only because they deal with a higher risk subset of customers.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

Walt_K · ‎05-05-2013

I've recently received auto CLIs from Amex, Chase, and Citi. Back when I had a BofA card, I received auto CLIs from them as well, but that has been some time ago.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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xcallmeclayx · ‎05-05-2013

My Walmart and my Paypal have all been auto CLI...never asked for one.

How often are you guys seeing on average Autos from Chase and Discover?

Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across

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CreditScholar · ‎05-05-2013

@xcallmeclayx wrote:
My Walmart and my Paypal have all been auto CLI...never asked for one.

How often are you guys seeing on average Autos from Chase and Discover?

I've gotten one auto-CLI from Chase after 3 months. I haven't gotten any more since, but given my total CL with them I'm not expecting another one anytime soon.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL