Cards that offer cell phone protection?

[AvadaKedavra]

I know Wells Fargo offers "Cellular Telephone Protection" which is:

Pay your monthly cellular telephone bill with your Wells Fargo Credit Card and you'll get up to $600 protection (subject to a $25 deductible) against covered damage or theft at no cost.

Anyone know of any other cards that offer this type of protection?

[Anonymous]

I was in the Apple store getting the camera replaced on my iPhone and the sales associate mentioned AmEx offering extended warranties to people who purchase the phone with their AmEx card

[mitchblue]

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@Anonymous wrote:

I was in the Apple store getting the camera replaced on my iPhone and the sales associate mentioned AmEx offering extended warranties to people who purchase the phone with their AmEx card

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AMEX has always offered an extra year of warranty on whatever you buy. I think up to 5 years so it won't add an extra year to someething that has a 10 year warranty. Though I'm not sure that's the same as protection..

[AvadaKedavra]

Yeah - I know about the warranty amex offers though that's different from the cell phone protection well's fargo has.

AMEX's coverage only covers it being damaged or stolen within the first 90 days (I think it's longer for Plat). It also adds another year to the orignal manufacturer's warranty but if the original manufacturer's warranty doesn't cover physical damage (like Apple) it's not very helpful outside of the first 90 days.

Well's Fargo will cover theft or damage for a $25 deductible up to $600 if you pay your phonebill with the card each month starting from the first time you pay your phonebill. You don't even have to use the card to pay for the phone (at least I didn't see that in the terms).

Pretty sweet deal. Free insurance esentially. Now I already paid for AppleCare+ on my iPhone but even so that doesnt cover theft.

[longtimelurker]

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@AvadaKedavra wrote:

Yeah - I know about the warranty amex offers though that's different from the cell phone protection well's fargo has.

AMEX's coverage only covers it being damaged or stolen within the first 90 days (I think it's longer for Plat). It also adds another year to the orignal manufacturer's warranty but if the original manufacturer's warranty doesn't cover physical damage (like Apple) it's not very helpful outside of the first 90 days.

Well's Fargo will cover theft or damage for a $25 deductible up to $600 if you pay your phonebill with the card each month starting from the first time you pay your phonebill. You don't even have to use the card to pay for the phone (at least I didn't see that in the terms).

Pretty sweet deal. Free insurance esentially. Now I already paid for AppleCare+ on my iPhone but even so that doesnt cover theft.

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What is the reward rate on the card?   You can get 5% on cell phone charges, so if it less, it can really be far from free!

[Anonymous]

Fifth third card offers it with a $50 deductible and $200 worth of coverage