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Hey guys,
I'm looking for a card that doesn't have foreign transaction fees, preferably a Mastercard. I might be studying abroad in Japan this summer. Just wanted to get an idea of my options and my chances of approval.
I currently have:
Citi Forward 3k
AMEX BCE 2.5k
Discover IT 2.5k
Radio Shack Store $350
Best Buy Card $400
All credit scores are about 690+
Are you eligible for Navy Federal?
If so, they offer a goRewards Mastercard that could fit what you're looking for.
Thanks!
I'm currently studying abroad in Paris and after extensive research opted for Capital One credit cards. For now, I'm alternating between 3 credit cards.
All of them have no foreign transaction fees.
1) Capital One Quicksilver (Visa)
- Gives you 1.5% cashback on all purchases but requires "excellent" credit. If you don't think you qualify for this card, I'd replace it with their Journey Student card which gives you 1.25% instead but only requires "average" credit.
2) Capital One Newcomers (Mastercard)
- Not sure if you can still apply for this one, but I use it as a travel card. It gives you 2% on all travel-related expenses (train, bus, hotels, flights, etc). The VentureOne might be a good replacement or Chase Sapphire Preferred (although this one has an annual fee).
3) Chase Hyatt (Visa Signature)
- A back up card for me. Got 2 nights free at any Hyatt worldwide, after signing up and spending a certain limit. Also a rewards card, but in Hyatt points. Has an annual fee, but you can easily negate that since they give you a night's stay on your card anniversary each year.
Hope this helps!
Just wanted to bump this. I'm looking for something that isn't Cap1, and has no AF. I was accepted into the program, so it's definite I'll be going.
@pdog661 wrote:BOA travel rewards
http://www.nerdwallet.com/blog/top-credit-cards/no-foreign-transaction-fee-credit-card/
I would go with this one, I was looking for one for my dad, But he didn't want it 'cause he said he has 2 cards through BoA and doesn't want more, He'd rather pay the fees... He wanted Citi.
Barclaycard arrival
NFCU goRewards MC or Visa (if you are eligible)
Discover it (works on JCB network...supposedly)