Starting Score: ~500 (12/01/2008)
TJDgator wrote:I know that the credit limit given after applying is based upon your credit report so it'll vary by person. On average though, which credit cards usually start off with higher limits than usual?
NFCU; that's really about it as every other lender is very much YMMV.
I think if you limit it to specific credit strata, there might be some contenders on individual cards, but usually it's all the individual's credit report and I'm not sure of any other lender which issues high limits across the board on any of their cards compared to other cards of similar credit (and income) requirements.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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TJDgator wrote:
ryanbush wrote:
youngandcreditwrthy wrote:
Hahahaha@nicholas!!!!
Define "high cl"....
My highest initial CL is w Barclay's...$6500 Travelocity Amexthats what I was thinking, you need to let us know what you think a high CL is
* Higher than what I have lol; should have worded it better
$5,000 and above
5K isn't worth much if say for example someone can get 10K with NFCU or similar (and that's probably 15K in their universe to be fair).
Out of the mainstream lenders, seemingly Amex appears to be one of the higher limit ones even initially with many users reporting it's "my highest limit yet!" and then obtaining a $500 Freedom; however, I wouldn't qualify them anywhere close to NFCU. The rest which popularly come up on the forums, DCU, Alliant, Penfed, no, no, and yeah right.
I think for any consideration of CL, it has to be viewed over time, in which case CLI policies are equivalent or perhaps even more important than initial limit.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
Take the FICO Fitness Challenge
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