Cards you wish existed

[CreditScholar]

Are there any cards that you wish existed, but don't? This could be even a gap in cards that your bank has, cards that are great save 1-2 major shortcomings, etc.

For me it'd be:

1. A Chase everyday rewards card with year-round bonuses in groceries, gas, drugstores, and perhaps internet/phone bills. It'd be similar to the Amex BCP with UR points.

2. More Amex cards with no forex fees.

3. More Chip & PIN cards. Virtually none exist currently in the US.

What else would people like to see out there? Let's keep things realistic here, so no "I want everything with no AF" posts please.

[mmduluth]

I think my Freedom card would be PERFECT if it kept the same rotating categories but it was always 5% on gas with no cap! A guy can dream! 

[andre181]

I would love a premium Discover Card that has 5% cash back on everything. An AF of $75 or $100 would be fine with me, if they did it.

[Anonymous]

---

@andre181 wrote:

I would love a premium Discover Card that has 5% cash back on everything. An AF of $75 or $100 would be fine with me, if they did it.

---

Wouldn't we all

Realistically a card that gave you 2-3% back on a few categories of your choosing would be nice.  Similar to BCE/BoA1-2-3 except you could choose 3 categories and always get 2-3% back with no cap. 

[haulingthescoreup]

Someone or another has a biz card that covers such things as bridge tolls and commuting costs.

I'd be all over that thing if it were on a personal card.

And if they'd add in drugstores, I would have pretty well captured all the excitement of my pitiful life (gas, grocs, commuting, drugstores, department stores.)

[drsmith]

A metal card for great credit, but average spending.

Sapphire preferred doesn't count. I've handled dozens of them. They are not metal.

[Anonymous]

Realistically, if a good bank would offer something like the Schwab Visa again I would be first to jump on board.

2% cash back on all spending

No foreign transaction fees

No AF

It's a Visa so no acceptance issues like with Fidelity Amex

[Open123]

---

@CreditScholar wrote:

What else would people like to see out there? Let's keep things realistic here, so no "I want everything with no AF" posts please.

---

LOL...How'd you guess I was going to suggest this very thing?

An MR structure where I can transfer to UA, US Air, and all those currently in the MR program with an accelerated rewards spending like the PR Gold with the perks of the Platinum.

[CreditScholar]

---

@Open123 wrote:

---

@CreditScholar wrote:

What else would people like to see out there? Let's keep things realistic here, so no "I want everything with no AF" posts please.

---

LOL...How'd you guess I was going to suggest this very thing?

An MR structure where I can transfer to UA, US Air, and all those currently in the MR program with an accelerated rewards spending like the PR Gold with the perks of the Platinum.

---

Because there's always people out there who want something for nothing. Even worse are people who, when you tell them this, say they understand and then proceed to demand steak at hamburger prices.

[Anonymous]

I know cards are big with signup bonuses right now, but that just encourages people to get the card for the bonus and cancel before the AF is due. How about retention bonuses, I know the AMEX gold gives you bonus points if you spend more than 30k a year but what I mean is say, if you are a cardmember for longer than a certain number of years, you get the annual fee waived as long as you use your card every month.

That would be great, annual fee waivers after you have been a cardmember a certain length of time.