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Care Credit CLI question

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tknkrov
Contributor

Care Credit CLI question

For those of you who have this have any of you ever recieved and auto CLI or do you always have to request an increase and take a HP?

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4 REPLIES 4
Creditaddict
Legendary Contributor

Re: Care Credit CLI question


@tknkrov wrote:

For those of you who have this have any of you ever recieved and auto CLI or do you always have to request an increase and take a HP?


You can call into the automated system and go through a make a request and that is instant and SP/uses what's on file (can be 60-90 days behind current reports though.)

It will come back approved or possibly counter or If you want us to try for that amount you would need to agree to HP.

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CruzImperial
Established Contributor

Re: Care Credit CLI question

I used the automated phone system and got an instant CLI from 3k to 5.5k with SP.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 3 of 5
distantarray
Established Contributor

Re: Care Credit CLI question


@CruzImperial wrote:

I used the automated phone system and got an instant CLI from 3k to 5.5k with SP.


Depends what CLI your looking for, if you call the underwritters they can usually do a HUGE CLI like $1,000 to $10,000 is even possible if your greedy, but it's a Hardinquiry although it's funny since every other GECRB card is a soft with underwritters direct number.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 4 of 5
jeffery581
Established Contributor

Re: Care Credit CLI question

Old thread but fyi they auto cli me from 1k to 2k with high utilization.

 

thanks gecrb Smiley Happy

 

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