Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 77
Registered: ‎07-16-2007
0

Care Credit CLI question

For those of you who have this have any of you ever recieved and auto CLI or do you always have to request an increase and take a HP?

Epic Contributor
Posts: 28,517
Registered: ‎10-23-2007
0

Re: Care Credit CLI question


tknkrov wrote:

For those of you who have this have any of you ever recieved and auto CLI or do you always have to request an increase and take a HP?


You can call into the automated system and go through a make a request and that is instant and SP/uses what's on file (can be 60-90 days behind current reports though.)

It will come back approved or possibly counter or If you want us to try for that amount you would need to agree to HP.

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Care Credit CLI question

I used the automated phone system and got an instant CLI from 3k to 5.5k with SP.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Care Credit CLI question


CruzImperial wrote:

I used the automated phone system and got an instant CLI from 3k to 5.5k with SP.


Depends what CLI your looking for, if you call the underwritters they can usually do a HUGE CLI like $1,000 to $10,000 is even possible if your greedy, but it's a Hardinquiry although it's funny since every other GECRB card is a soft with underwritters direct number.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Highlighted
Established Contributor
Posts: 756
Registered: ‎03-26-2010
0

Re: Care Credit CLI question

Old thread but fyi they auto cli me from 1k to 2k with high utilization.

 

thanks gecrb Smiley Happy

 

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa |

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.