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Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008

Care Credit Dental

[ Edited ]
Does anyone have this an what kind of scores do you need to get approved it's GE MONEY BANK so i'm sure they pull EQ. I need some serious work done on my mouth lol

Message Edited by mjbfan79 on 09-22-2008 06:29 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012

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Established Contributor
Posts: 971
Registered: ‎01-13-2008

Re: Care Credit Dental

My GEMB account is my largest credit line but I don't owe them anything. I'm hoping they'll take some of my camera store line and add it to a large medical line. I need un-covered dental as well. I'll be watching this thread.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Senior Contributor
Posts: 4,329
Registered: ‎09-06-2008

Re: Care Credit Dental

mjbfan79 wrote:
Does anyone have this an what kind of scores do you need to get approved it's GE MONEY BANK so i'm sure they pull EQ. I need some serious work done on my mouth lol

Message Edited by mjbfan79 on 09-22-2008 06:29 PM

i actually just applied.  my scores are 641, 632, & 596.  got approved for 5K.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Posts: 95
Registered: ‎04-23-2008

Re: Care Credit Dental


I was approved last week for care credit-4500.00 for dental pulled EQ score 611
hope this helps

Established Contributor
Posts: 510
Registered: ‎03-06-2007

Re: Care Credit Dental

I have Care Credit and got $3500 one month after BK.  Also, I have two Car Care One accounts and they wouldn't combine those.
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Established Member
Posts: 30
Registered: ‎08-29-2012

Re: Care Credit Dental

I got approved with with 662 Equifax FICO score, my regular experian score is 715, my regular equifax score is 576, my transunion regular score is 656ish, I immediatly got approved with $1200 credit limit, I applied only for $350 but they gave me more, yay! And years ago I tried to apply for it, my scores were low 400's and got denied for $100 care care.

You can also set up payment plan with your dental office, mine was really nice but you have to pay off more faster, I feel care credit gives you a more flexible schedule.

Aug 2011: EX: Below 500's EQ: Below 500's TU: Below 500's
April 2013: EX: 561 EQ (myFICO): 606 TU: 614
May 2013: EX: 689 EQ (myFICO): 623 TU: 615
June 2013: EX: 712 EQ (myFICO): 659 TU: 649 EQ Direct: 576

Finished rehab August 2012. Equifax no longer shows any deliquency, Experian has one deliquent account, and Transunion has 2 reporting.
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012

Re: Care Credit Dental

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