cancel
Showing results for 
Search instead for 
Did you mean: 

Care Credit Dental

Valued Contributor

Care Credit Dental

Does anyone have this an what kind of scores do you need to get approved it's GE MONEY BANK so i'm sure they pull EQ. I need some serious work done on my mouth lol


Message Edited by mjbfan79 on 09-22-2008 06:29 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 1 of 7
6 REPLIES
Established Contributor

Re: Care Credit Dental

My GEMB account is my largest credit line but I don't owe them anything. I'm hoping they'll take some of my camera store line and add it to a large medical line. I need un-covered dental as well. I'll be watching this thread.
1-14-08....... TU=683, EQ=667, EX=666
7-04-08....... TU=688, EQ=678, EX=682.......
.......4 of my 5 cards and a new car later.
2/13/09 and forever EX 693
Message 2 of 7
Senior Contributor

Re: Care Credit Dental


mjbfan79 wrote:
Does anyone have this an what kind of scores do you need to get approved it's GE MONEY BANK so i'm sure they pull EQ. I need some serious work done on my mouth lol


Message Edited by mjbfan79 on 09-22-2008 06:29 PM

i actually just applied.  my scores are 641, 632, & 596.  got approved for 5K.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 3 of 7
Contributor

Re: Care Credit Dental

Hi

I was approved last week for care credit-4500.00 for dental pulled EQ score 611
hope this helps

Message 4 of 7
Established Contributor

Re: Care Credit Dental

I have Care Credit and got $3500 one month after BK.  Also, I have two Car Care One accounts and they wouldn't combine those.
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 5 of 7
Established Member

Re: Care Credit Dental

I got approved with with 662 Equifax FICO score, my regular experian score is 715, my regular equifax score is 576, my transunion regular score is 656ish, I immediatly got approved with $1200 credit limit, I applied only for $350 but they gave me more, yay! And years ago I tried to apply for it, my scores were low 400's and got denied for $100 care care.

You can also set up payment plan with your dental office, mine was really nice but you have to pay off more faster, I feel care credit gives you a more flexible schedule.

Aug 2011: EX: Below 500's EQ: Below 500's TU: Below 500's
April 2013: EX: 561 EQ (myFICO): 606 TU: 614
May 2013: EX: 689 EQ (myFICO): 623 TU: 615
June 2013: EX: 712 EQ (myFICO): 659 TU: 649 EQ Direct: 576

Finished rehab August 2012. Equifax no longer shows any deliquency, Experian has one deliquent account, and Transunion has 2 reporting.
Message 6 of 7
Moderator Emerita

Re: Care Credit Dental

Message 7 of 7