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Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010

Care Credit - Does it report CL?

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‎10-29-2012 04:28 PM

Hey all.

 

Does anybody who has a Care Credit account know if your card limit is reported on your credit report? Thanks.


Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range


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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Care Credit - Does it report CL?

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‎10-29-2012 04:47 PM

yes and it takes ridiculously long for it to be closed by credit grantor My mom had her's closed like 4 months ago after 7 years without using it.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Frequent Contributor
sccredit
Posts: 305
Registered: ‎09-14-2012

Re: Care Credit - Does it report CL?

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‎10-29-2012 05:04 PM

Reports just like any other credit card does.  Posts as GECRB/CARECRDT on my report

$97,500 Revolving Credit Lines
Credit Scores: EX 728 EQ 724 TU726
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Care Credit - Does it report CL?

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‎10-29-2012 11:20 PM

Yes, it does.

 

From the EQ report:

 

Account Owner: Individual Account.

High Credit: $ 1,500
Type of Account : Revolving Credit

Limit: $ 5,500

Type of Loan: Charge Account

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010

Thanks

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‎10-30-2012 02:25 PM

Thanks everyone. Good to know.


Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range


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