Reply
Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
0

Care Credit - Does it report CL?

Hey all.

 

Does anybody who has a Care Credit account know if your card limit is reported on your credit report? Thanks.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



Take the FICO Fitness Challenge
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Care Credit - Does it report CL?

yes and it takes ridiculously long for it to be closed by credit grantor My mom had her's closed like 4 months ago after 7 years without using it.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
sccredit
Posts: 837
Registered: ‎09-14-2012
0

Re: Care Credit - Does it report CL?

Reports just like any other credit card does.  Posts as GECRB/CARECRDT on my report

Unsecured Credit: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; US Bank Platinum $8,600; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000; Bank of America World Points Business Visa $8,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Care Credit - Does it report CL?

Yes, it does.

 

From the EQ report:

 

Account Owner: Individual Account.

High Credit: $ 1,500
Type of Account : Revolving Credit

Limit: $ 5,500

Type of Loan: Charge Account

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010
0

Thanks

Thanks everyone. Good to know.



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+