I forgot to mention this...when I requested a CLI, they automatically send out a letter telling you what you get.
They sent me the wrong form letter! This one says:
Thanks for the recent inq reg. your Care Cred. acct.
This letter is to confirm that a req has been sent to all 3 CRA's to DELETE ALL DEROGATORY INFO FROM YOUR CRED. BUREAU FILE pertaining to your acct.
Retain letter for future...
We LUV ya & you're a valued customer!!! Call us for more assistance!
How's that for a LUV letter!!??
Can you say oops? Maybe hang onto it on the off chance youever get a baddie from them? Sort of a get out of jail free card maybe? hehe!