@UncleB wrote:
This is either recent, or it's YMMV.
Until January (when I had to start working on sign up bonuses) I regularly put $1100-1300 on my Sam's Club MasterCard each month, and I never dealt with a payment hold.
I always push my payments using my bank's bill pay, and a couple of days later my balance is updated and available credit is restored at the same time.
Yeah I would agree with you with the push payments. But when I did ask that question if pushing makes a difference and the rep said it would still be a hold.
One or two things here:
a)Its only a Care Credit policy vs say other Sync accounts
or
b)Consumer payment patterns are changing. Which I'll admit, this is my first ever large payment over $500 with Sync.
Regardless, its annoying.