07-12-2012 05:41 PM
07-12-2012 05:45 PM
Ive had. Care Credit card for 3 plus years. Never any increases....Decided to ask for increase and the sysyem said no to a $10,000 request...Well, not no but it told me it was unable to approve but to hold for a represenitive. I just hung up..Then about 2 weeks later I get a letter saying they increased to $10,000 from $500! The only reason I requested $10,000 was so that after they turned me down they would counter.
07-14-2012 04:03 PM
Nice. Very nice..
07-14-2012 05:41 PM
It was a hard pull for me and yes it counts as utilization - CONGRATULATIONS! I did the same thing, went from 2K to 7500. So nice! I had to go use it though bc I hadn't used it in a while and am worried they'd close it. (Vet trips are perfect for carecredit!)
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.