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Care Credit vs. Care Credit PLUS

Senior Contributor

Care Credit vs. Care Credit PLUS

Yesterday, I applied for Care Credit, & received instant approval for 5K.

 

Today, I got 2 emails.  One said, Congratulations, you have been approved for Care Credit in the amount of 5K.  The second said, Sorry, you were not approved for Care Credit, but we are pleased to offer you Care Credit Plus in the amount of 2500.

 

Has anyone ever heard of this?  I'm not really sure what to do now, besides call them up & ask them why they said I was approved.  It's like they said, HA!  Just Kidding!  Sucker!  Smiley Sad

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 1 of 8
7 REPLIES
Frequent Contributor

Re: Care Credit vs. Care Credit PLUS

Wow that stinks! I have been trying for about 3 years to get care credit and I know I would be severely dissappointed if I thought I had it and then they pulled that on me.

 

My stinkin dentist refuses to fix my teeth one at a time like a normal dentist. He wants to fix them all at once the "fancy" way so he can "make me look like a rockstar". Im like "DUDE, If I wanted to look like a rock star I would dye my hair pink and get tatoos." After all it would be cheaper than what he wants to charge me to fix my teeth.

 

I would just call and ask which email you were supposed to go by. Maybe they sent the $2500 first THEN the $5000 one.

 

Just trying to put a positive spin on it . Smiley Wink

Message Edited by AmyBoo on 10-06-2008 09:34 PM
Message 2 of 8
Senior Contributor

Re: Care Credit vs. Care Credit PLUS

bump Smiley Happy
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 3 of 8
Senior Contributor

Re: Care Credit vs. Care Credit PLUS

UPDATE:  CareCredit is now showing on all 3 CRAs as $5000.  Smiley Happy
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 4 of 8
Senior Contributor

Re: Care Credit vs. Care Credit PLUS

congrats!  what happened to care credit plus 2500,  was it a mistake?
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 8
Senior Contributor

Re: Care Credit vs. Care Credit PLUS


score_building wrote:
congrats!  what happened to care credit plus 2500,  was it a mistake?

you know, i'm still not sure........but when i call the 800 # it only mentions the care credit account, not the care credit PLUS...i'm kind of scared to call & ask, just in case they change their mind!  Smiley Sad

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 6 of 8
Established Contributor

Re: Care Credit vs. Care Credit PLUS

How long did it take for the accounts to hits your reports from the time u were approved?
Advice is what we ask for when we already know the answer but wish we didn't.
Message 7 of 8
Senior Contributor

Re: Care Credit vs. Care Credit PLUS


l9ikjam wrote:
How long did it take for the accounts to hits your reports from the time u were approved?

for all 3 to show up, about 10 days!  i was astonished.  i've never had anything report so fast!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 8 of 8