Credit Card Center Advertiser Disclosure†
08-06-2009 05:17 PM
That surprises me. I applied in late March with a 600ish score (they pulled Experian) and got $500 approved instantly, which was all that I needed so I didn't ask for more. They're giving me 90 days to pay it off before I get deferred interest, but it's 90 days from date of service. When I took a cat to the vet again in June, my next statement showed split deferral end dates for the March and June bills.
Maybe it is the time of year?
They did send me a card. I treat it just as carefully as I do a credit card. And since I'm making more than the minimum payment every month - if I could pay it off I wouldn't need it in the first place - it's doing fairly nice things to my CR.
08-07-2009 09:11 AM
They pull EX. Care Credit Pulled EQ.
I applied with Care Credit for 12K. I was thinking maybe that was the problem? Not sure. Also, was thinking it would be worth a try to call them and try and get that one opened lower...don't know how terrible that would look though on the scores.
Chase chose our limit. Yes, I got the provider ID#. It was terrible cause I had just gotten a denial and now I had to call them and ask for an ID...and the Dr's office gets all the paperwork sent to them too! Ugh..thank goodness for the approval!
DH's EQ score is 657 with 29% util. I can't check EX!!
How do you go about finding a provider who takes Chase? Care Credit has a provider search, I can't find this on Chase? Do I have to go through the Yellow Pages calling Dentist/Doctors and asking if they accept Chase?
08-07-2009 03:02 PM
I'm not sure. Maybe you can call chase. I actually got the information from my doctors office. They gave me a brochure for Care Credit and Chase.
02-12-2010 12:53 PM
02-12-2010 04:37 PM - edited 02-12-2010 04:47 PM
I applied for the Advance Care Card instead because I wasn't approved with Care Credit. Its a new product out. It was great and easy. I was able to get 6 months 0% Check the out www.advancecarecard.com
What was your CL? Which CRA did they pull? Have they reported to your CR yet? Who do they report to and how does the account report?
Did your Dr/Dentist accept this CC? Or did you get a referral from them to one who does?
I have a friend that is considering a medical financing account and I was explaining CareCredit and Chase. But when I look at this Advance Care, it shows it is a VISA card....not a dedicated medical card, unless they somehow only allow it to be used at medical providers?
Anyone have any experience here?
10-02-2012 03:19 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.