11-13-2012 11:07 AM
i nearly fainted when CARECREDIT (GE) approved me yesterday for some work at my dentist office. I thought they would give me some toy credit line to play around with. NOPE, they busted out a big boy line on me with no APR if paid in full within 24 months. Another credit line reporting will surely bring that score into the mid 700s. I am ecstatic and double ecstatic to get some long needed work done before the holidays. Again, thanks to the forum and the constant support and advice...just a few months ago I couldn't even think of applying for anything without holding my head down.....so hang in there my sweeties!!!
*hugs and high fives all around*
11-13-2012 11:08 AM
11-13-2012 11:12 AM
You can't tease us with that and not include the CL!
Congrats on the new account!
|Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)|
Starting total revolving credit: $1100 | Current total revolving credit: $7000
Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013
|AMEX Gold NPSL|
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
11-13-2012 11:22 AM
thats what im sayin!!!Whats the details!
I need to apply in the begging of the year and im scared! I got denied back in August but I had no credit history at all. I'm hoping I will get approved this time. I just found out my FICO TU score is 700 so I HOPE they pull TU. Do you know what they pulled for you? I heard they usually pull EQ but sometimes TU. I have SO many inq's on my EQ. lol. I hope they dont see that and nix me.
What's your CL????! I need atleast 5k but I think im going to apply for more just incase lol.
11-13-2012 11:51 AM
Oh was that a tease?? 3K approval!!! I was hoping for 1500.
my score is knocking at 690 on TU because of recent inquiries, new accounts etc over the past months. I also have a small collection reporting on TU from about 2 years ago. BUT I have flawless, and i mean flawless payment history (I pay in full usually and/or down to minimal balances) on all cards and auto loans etc. Utilization is way low also until next month. I actually had to unlock it for them to run it-it was soooo worth it. Oh, my walmart card I take ultra good care of, pay early and pay in full....its issued by GE. Maybe get that first???
I believe GE only pulls TU. I do hope this helps!!!!
11-13-2012 01:47 PM
Care credit is an awesome card to have. I apped for it and got 5k right off the top(and I was rebuilding at the time) and then 3 months later got a CLI to 10k. Then In july I toyed around with the idea of getting my boobs done so I requested another CLI and they bumped me to $13,200. I love this card!
11-13-2012 01:53 PM
Congrats on the nice approval!
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