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CareCredit Approved

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Anonymous
Not applicable

CareCredit Approved

I just applied for carecredit i put 1500.00 and was instantly approved but I wanted more, can anyone tell me how do I go aboput asking for a credit line increase, I need about 3500 more, do you think they will approve me?

 

Thanks

Message 1 of 21
20 REPLIES 20
crosbyk1
Frequent Contributor

Re: CareCredit Approved

Just call in the customer service number and ask. I would aim high when asking for a CLI. GE will always counter offer if needed. I have this card with a 12k cl and my mothers is 20k. Also congrats on your new card!


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Current Score: 744
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Message 2 of 21
LS2982
Mega Contributor

Re: CareCredit Approved


@Anonymous wrote:

I just applied for carecredit i put 1500.00 and was instantly approved but I wanted more, can anyone tell me how do I go aboput asking for a credit line increase, I need about 3500 more, do you think they will approve me?

 

Thanks


Congrats on your approval!!!!




EQ FICO 548 3/3/16
Message 3 of 21
jwduke
Regular Contributor

Re: CareCredit Approved


@Anonymous wrote:

I just applied for carecredit i put 1500.00 and was instantly approved but I wanted more, can anyone tell me how do I go aboput asking for a credit line increase, I need about 3500 more, do you think they will approve me?

 

Thanks


The service provider (Doctor, Dentist, etc.) can usually get you a overide for a credit increase. Becareful, as this is a GE Money Bank card, and 1 30 day late will put you in loan shark territory!



Starting Score: 675
Current Score: FICO- 798 (02/21/18)
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Message 4 of 21
LS2982
Mega Contributor

Re: CareCredit Approved


@jwduke wrote:

@Anonymous wrote:

I just applied for carecredit i put 1500.00 and was instantly approved but I wanted more, can anyone tell me how do I go aboput asking for a credit line increase, I need about 3500 more, do you think they will approve me?

 

Thanks


The service provider (Doctor, Dentist, etc.) can usually get you a overide for a credit increase. Becareful, as this is a GE Money Bank card, and 1 30 day late will put you in loan shark territory!


+1

 

Did you have a 30 day late with them jwduke?




EQ FICO 548 3/3/16
Message 5 of 21
traveler2005
Established Contributor

Re: CareCredit Approved

Hi

 

I appllied this week, asked for 5000 and got 3000. I figure with dental insurance paying 75% of bill 3000 will be enough, plus I figure there will be a cli at some point in the future after usage and timely payments .  Smiley Happy 





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

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Last HP 6/10/2015
Message 6 of 21
Anonymous
Not applicable

Re: CareCredit Approved

Excuse me asking but how did your credit file look like for example credit ratio balances history of lates highest credit card limit sorry for asking so much
Message 7 of 21
Creditaddict
Legendary Contributor

Re: CareCredit Approved

YES, Call Monday... they post a number usually towards bottom of that approval saying if this is not enough please call us! and don't just ask for $3500 ask for like $10k... they will counter.

Message 8 of 21
traveler2005
Established Contributor

Re: CareCredit Approved

I have 2 paid CO's, SL 90 days late 23 months ago, state tax lien, and 3 paid judgements showing. Smiley MadNo lates on anything for 23 months. I do have a good income level though. My highest other card is Barclay Apple at 1300 and Firestone credit at 1400. I am at 20% usage on all lines. Hope this helps.  Smiley Happy





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Last HP 6/10/2015
Message 9 of 21
Anonymous
Not applicable

Re: CareCredit Approved

Your credit profile seems quite similar to mine i have 1 paid chargeoff and 1 90 days late from 2 years ago and many inquiries due to car app. I will call first thing on monday and let everyone know how it went. Will aim high at 10k and will keep my fingers crossed
Message 10 of 21
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