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I was in a panic and just used my card for the first time in May for my mother's dentist bill of $430 and then paid in full next month. I had the account since March 2013 and I was so scared they would close it because they had closed my American Signature card for being inactive for a year. I dont know what I am going to do because my families medical bills are covered under the insurance with the exception of co-pay. For right now I am using it on my mom who needs extensive dental work.
Decided to use it for 2 things out of the year: teeth whitening, and my cat's flea medicine from the vet.
I was scared of no more use after my original root canals too!!
Turns out there's a bunch of routine things you can do at dentists or if you ever land in the ER, CareCredit is accepted in some too... (Which I didn't find out until way after...)