06-21-2012 06:52 AM
If you don't mind me asking, how did you go about getting added as an AU on the CareCredit account? I have set one up for my son and have looked and cannot find any info of how to go about being added as an AU as I am hoping that it will possibly give me a better chance of getting in with GE.
And still rebuilding
06-21-2012 08:14 AM
I was added to my Mothers CareCredit account two days ago...It was fairly simple. I called them and asked several questions, then they needed to speak with her and she needed to tell them my SSN and DOB and just like that it was done. They said that they report at the end of every month but I am still questioning how long until it shows up on my CR's.
06-21-2012 08:19 AM
Great - thanks for the info - Hopefully he will be in this evening and maybe we can start from there
06-21-2012 09:00 AM
Odd. My wife got the CC card about 3-4 years ago. At the time I asked if I could be added as an AU, and they told me they don't allow that. I'd have to apply separately for my own card.
06-21-2012 09:13 AM
Well here's hoping that they do permit it - fingers crossed
06-21-2012 10:03 AM
They offer both AU and Joint to be added after an account is open.
Last time I checked you can do at least AU online if not both AU and Joint.
AU will report to credit report but you are not responsible for account and joint of course will report AND you are responsible.
06-21-2012 10:18 AM
I have checked there and cannot find a link or anything - and for the "contact us" it just list actual phone numbers to call - not even an instant chat function showing
Should be able to find out something by this time next week.
Thanks again - with it showing on the CR hopefully that will help with other creditors in the near future. Would really like to close the Household Bank card since they decreased my limit due to inactivity and then told me to use it for the next few months and would be reviewed at the 6 mos time frame as a SP and still nothing...the 6 mos was up last month so thought that I would give them till the end of this month (June) to see what they were going to do - nothing yet and it's kind of hard to use a card with only a $305.00 limit (was $2,000.00) oh well....
Thanks and still rebuilding - not stopping to I get there
06-21-2012 09:02 PM - edited 06-21-2012 09:04 PM
This is second hand information but a friend of mine said that she was placed on her moms account and it reported at the next statement cut.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.