09-04-2012 01:47 PM
I'm in the exact same boat as you. I was only 9 points shy for my mortgage approval as well. I have had my AU card for more than a month now. I have also used it once. Another statement cut on the 28th and it's still not reporting to by Credit. When did your account as an AU get reported to the Credit Bueraus?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO