cancel
Showing results for 
Search instead for 
Did you mean: 

Carecredit... Apply or no??

Super Contributor

Re: Carecredit... Apply or no??

What ever happend to your HSN application?
Message 11 of 28
Established Member

Re: Carecredit... Apply or no??

what bureau do they pull? - does anyone know?
Message 12 of 28
Valued Contributor

Re: Carecredit... Apply or no??

Not sure, it was a very long time ago but I think it was TU.

Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Message 13 of 28
Valued Member

Re: Carecredit... Apply or no??

I checked whogavemecredit.com and looks like they pull EQ.

 

 

Message 14 of 28
Epic Contributor

Re: Carecredit... Apply or no??

HSN Pulled EQ, just waiting for decision.
Message 15 of 28
Established Contributor

Re: Carecredit... Apply or no??

Both my husband and I just applied for Care Credit in January... and yes, it was for cosmetic surgery... they pulled Equifax, both of our scores are in the mid 600s. I have a collection (that just refuses to drop off... it's from '05 and it's holding my score down Smiley Sad), he has no baddies, and both of us have excellent payment history.

 

Anyway, I was approved for 6000, he for 8700. When it asked for an amount I put in some ridiculous number, and they countered. They do give you an option to ask for a CLI almost immediately. While doing research for my surgery I read that if the dr. calls in and asks for the CLI you're pretty much guaranteed it. Fortunately, I didn't have to do that... I doubt I would have anyway, I find the idea of it to be embarrassing.

 

 

Message Edited by barbaralee on 02-24-2009 07:33 AM
Message Edited by barbaralee on 02-24-2009 07:33 AM
Message 16 of 28
Frequent Contributor

Re: Carecredit... Apply or no??

I just applied and it was denied on the spot,and they give me a reference numberSmiley Sad

Does anyone know if that a flat denied or there is hope ?

Thanks for the inputSmiley Happy

Message 17 of 28
Epic Contributor

Re: Carecredit... Apply or no??


creditdream wrote:

I just applied and it was denied on the spot,and they give me a reference numberSmiley Sad

Does anyone know if that a flat denied or there is hope ?

Thanks for the inputSmiley Happy


scores? I would for sure call and see what they say.

 

Message 18 of 28
Frequent Contributor

Re: Carecredit... Apply or no??

Creditaddict  i just pull my fico score 5 minutes ago and it was 677

So do you have a number where i can ?

Message 19 of 28
Epic Contributor

Re: Carecredit... Apply or no??

wow denied with 677... im so not applying!

I dont have a number, sorry... anyone got one? 

Message 20 of 28