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Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Carecredit... Apply or no??

What ever happend to your HSN application?
Established Member
lookingtothefuture
Posts: 21
Registered: ‎10-05-2008
0

Re: Carecredit... Apply or no??

what bureau do they pull? - does anyone know?
Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008
0

Re: Carecredit... Apply or no??

Not sure, it was a very long time ago but I think it was TU.

Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Valued Member
wemmington
Posts: 45
Registered: ‎04-10-2007
0

Re: Carecredit... Apply or no??

I checked whogavemecredit.com and looks like they pull EQ.

 

 

Epic Contributor
Creditaddict
Posts: 20,211
Registered: ‎10-23-2007
0

Re: Carecredit... Apply or no??

HSN Pulled EQ, just waiting for decision.
Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Frequent Contributor
barbaralee
Posts: 349
Registered: ‎03-13-2008
0

Re: Carecredit... Apply or no??

[ Edited ]

Both my husband and I just applied for Care Credit in January... and yes, it was for cosmetic surgery... they pulled Equifax, both of our scores are in the mid 600s. I have a collection (that just refuses to drop off... it's from '05 and it's holding my score down :smileysad:), he has no baddies, and both of us have excellent payment history.

 

Anyway, I was approved for 6000, he for 8700. When it asked for an amount I put in some ridiculous number, and they countered. They do give you an option to ask for a CLI almost immediately. While doing research for my surgery I read that if the dr. calls in and asks for the CLI you're pretty much guaranteed it. Fortunately, I didn't have to do that... I doubt I would have anyway, I find the idea of it to be embarrassing.

 

 

Message Edited by barbaralee on 02-24-2009 07:33 AM
Message Edited by barbaralee on 02-24-2009 07:33 AM
Frequent Contributor
creditdream
Posts: 352
Registered: ‎10-10-2007
0

Re: Carecredit... Apply or no??

I just applied and it was denied on the spot,and they give me a reference number:smileysad:

Does anyone know if that a flat denied or there is hope ?

Thanks for the input:smileyhappy:

Epic Contributor
Creditaddict
Posts: 20,211
Registered: ‎10-23-2007
0

Re: Carecredit... Apply or no??


creditdream wrote:

I just applied and it was denied on the spot,and they give me a reference number:smileysad:

Does anyone know if that a flat denied or there is hope ?

Thanks for the input:smileyhappy:


scores? I would for sure call and see what they say.

 

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Frequent Contributor
creditdream
Posts: 352
Registered: ‎10-10-2007
0

Re: Carecredit... Apply or no??

Creditaddict  i just pull my fico score 5 minutes ago and it was 677

So do you have a number where i can ?

Epic Contributor
Creditaddict
Posts: 20,211
Registered: ‎10-23-2007
0

Re: Carecredit... Apply or no??

wow denied with 677... im so not applying!

I dont have a number, sorry... anyone got one? 

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:

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