Carecredit, OMG!!! GUYS WHAT THE HECK?

[RushXTC]

WOW...

So I came across a thread about care credit

(This one, http://ficoforums.myfico.com/t5/Credit-Cards/Just-Got-Approved-for-Carecredit/td-p/2264937/page/4), Which reminded me about my card, Which I forgot about... Decided to do as OP did and I had $2,500 initial credit, Decided to go for $10,000. Which is 2x higher than my highest CL at the moment, Results? Instantly approved. Hard pull, But worth it!

So they said if you call back in 2-3 days it's a soft pull for another recon... So I decided heck... What do I have to lose? I went for $20,000....

Denied It gave me a code to talk to a representative about the denial, But I hung up because I didn't want to bother.... So today I log on to carecredit and I click on summary and to my surprise.... ?!?!?1

Thank you guys so much! without you guys, I would have never remembered about this...

[azguy13]

congrats!!!

[Kenny]

Congrats! -- not to thread poop but what exactly is the point of even having this? I'm sure it's nice to have 20k available for something.. but what is it for? health expenses? that's it?

Just curious...

[Datx]

Congrats Rush! If you don't mind me asking, what number did you call? I didnt see a number listed in the other thread that you linked. Thanks.

[RushXTC]

---

@Datx wrote:

Congrats Rush! If you don't mind me asking, what number did you call? I didnt see a number listed in the other thread that you linked. Thanks.

---

Thanks!, I called 1-866-893-7864 I went through the process and when it asked to say what I needed, I said "Credit Limit Increase" and it took me through the automated process.

---

@KennyS2006 wrote:
Congrats! -- not to thread poop but what exactly is the point of even having this? I'm sure it's nice to have 20k available for something.. but what is it for? health expenses? that's it?

Just curious...

Health expenses AND lowers your overall UTI. I mean, My current limit was about 30k total, with I believe 23 or 24% ratio, With the $17,500 I'm getting (When it updates) that 23/24% is going to drop substantially.

[BearsAndTurtlesRtheBest]

My dads dentist accepts Care Credit and Citi Health Card, Just yesterday a patient was approved for Citi Health Card with 12 months 0% APR, Felt happy for her since her mom is almost blind and needs assistant when walking around. Congrats!!!

[Brusilov]

I thought about getting this card at one point for a major dental procedure but at the time wasn't really sure I would be approved for a large enough amount to cover it.  My other major concern was, however, does GE Credit tend to close this card for inactivity?  I'd worry I wouldn't use it more than once every 2-3 years.

[BearsAndTurtlesRtheBest]

Do you have pets?? You can also use them at any vet that accpets Care Credit. Pets always need attention.

[Epcot]

Impressive, Congrats on the increases. That will definitely help your util!