Carnival Sea Miles

[Anonymous]

---

Brammy wrote:

WHY did you have to post the link...lol!!!  Ilove the one saying DO IT DO IT.!!!!!! ROFLMAO

---

Uuhhhhhhh cuz you asked for it?  lol

[Anonymous]

---

ObsessedwithmyFico wrote:

---

Brammy wrote:

WHY did you have to post the link...lol!!!  Ilove the one saying DO IT DO IT.!!!!!! ROFLMAO

---

Uuhhhhhhh cuz you asked for it?  lol

---

Well thanks for NOTHING!!!  I have broken my pledge to the Sleigh Center and APP'ED Forgive me!! Oh please Forgive me...

APPROVED 10,000.00

[Anonymous]

---

Brammy wrote:

---

ObsessedwithmyFico wrote:

---

Brammy wrote:

WHY did you have to post the link...lol!!!  Ilove the one saying DO IT DO IT.!!!!!! ROFLMAO

---

Uuhhhhhhh cuz you asked for it?  lol

---

Well thanks for NOTHING!!!  I have broken my pledge to the Sleigh Center and APP'ED Forgive me!! Oh please Forgive me...

APPROVED 10,000.00

---

OMG!! I can't believe you did it!!!  You are going to be sent to serious rehab!!! I been reading the sleigh center thread...lol

[Anonymous]

Very interesting thread though....but I resisted the temptation....

[Anonymous]

I only intended to look,  Then the app took over.  Do you think if I call to cancel now, it wont hit my reports?

[Anonymous]

No!!! Now you gotta keep it!! I couldn't believe people were getting limits in the high 20's and low 30's...I was tempted...but I got enough right now....no more inquiries...no more cards......

[Anonymous]

---

kasowell wrote:

Declined for Carnival Sea Miles reason was sufficient credit with Juniper. Does anyone think that if I called they would change my current basic card to a Sea Miles card? Anybody had any luck converting?

---

I spoke directly with a rep in the app approval dept of Junny and she told me that if you have received the dreaded "Sufficient credit on a Juniper Credit Card" denial letter, that means that they have extended to you the maximum amount of credit they feel they can give you and they want to see 6 - 9 months of history before going higher. As for the second card, she said the only way you could get a second card under that circumstance would be to allocate part of the credit line from the first card to a second card. But it has to be done in $500 increments.

In my case, I wanted to change over from a US Airways Dividend MasterCard to an 8.99% Juniper Mastercard for which I was preapproved, but subsequetly denied for the reason stated above. Since I had made some balance transfers to the US Airways card, I have to pay them down and then reallocate to the new card. They would not transfer the balance.

Basically reallocating, as I am sure you already know, means lowering the CL on one card to use toward opening a second card.

I am going to start reallocating with my next payment and contiinue until I get converted over. The interest rate is so much better because sometimes I carry a balance and every penny saved is a penny earned..

[SpecFile]

---

Brammy wrote:

I only intended to look,  Then the app took over.  Do you think if I call to cancel now, it wont hit my reports?

---

Unsatisfactory!!!!  Please see me in my office Brammy!

Message Edited by SpecFile on 09-14-2007 07:23 PM

[Anonymous]

---

SpecFile wrote:

---

Brammy wrote:

I only intended to look,  Then the app took over.  Do you think if I call to cancel now, it wont hit my reports?

---

Unsatisfactory!!!!  Please see me in my office Brammy!

Message Edited by SpecFile on 09-14-2007 07:23 PM

---

I know Sleigh, I am so ashamed  Well part of me is not  My dream limit was the kicker....oh well no more big dreams

[SpecFile]

How are those people getting higher limits than you brammy with lower scores?   They are getting 15, 20, 30K limits?