Chase pretty much blacklists anyone with a BK, 7, 11, 13 or otherwise for as long as it remains on your reports.
CH 7 Filed 7/27/15 Discharged 11/16/15 Starting Score: EQ 620 TU 568 EX 593 Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08) Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800) Off to the garden 05/01/16
Yup. Forget Chase even exists until that is off your report. Amex, Discover, and Citi also. I really want the United card. It's going to be a long 9 years.
Yes my friend went through Chapter 7 like 7 or 8 years ago... got Washington Mutual after the BK for 5k, later increased to 8k and when Chase bought out Washington Mutual the credit card remained for about a year... he then closed it and about 3 months later wanted a Zappos card... Chase said they would not issue any credit products to anyone that had bankruptcy or had included Chase previously in BK. he tried backdoor and was like I just closed an 8k credit line... Chase simply responded "I guess you should have kept that open".
I pretty much thing same with BofA, they use to let BK get into secured cards etc and now not anymore.
