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If you didn't know already, you can only apply at a branch. So if you can't go to a branch, you can't apply
@SwiftTone wrote:If you didn't know already, you can only apply at a branch. So if you can't go to a branch, you can't apply
I went to a branch myself, but many people have said that they called in and applied.
Was approved for a 4k cash rewards card--simple 1% cash back. Not particularly interesting to me. Called the backdoor number and asked for Cash+ and they're working on it. Kind of annoying!
UPDATE: After getting approved for the Cash Rewards card at 4K, I called the underwriting department (number from the backdoor numbers thread!) and asked if I could get reconsidered for a 5K limit and the Cash+ instead. Underwriting told me it was possible and that I had to call the bank branch where I applied and ask them to do it. The guy from underwriting gave me his extension to give the branch so they could communicate about the logistics of doing a manual review/reconsideration. They called this morning and I was approved for 5k and the Cash+. Very happy and very impressed with the level of customer service I received.
@Blurbz wrote:UPDATE: After getting approved for the Cash Rewards card at 4K, I called the underwriting department (number from the backdoor numbers thread!) and asked if I could get reconsidered for a 5K limit and the Cash+ instead. Underwriting told me it was possible and that I had to call the bank branch where I applied and ask them to do it. The guy from underwriting gave me his extension to give the branch so they could communicate about the logistics of doing a manual review/reconsideration. They called this morning and I was approved for 5k and the Cash+. Very happy and very impressed with the level of customer service I received.
US Bank underwriters can't switch your card to a Cash+, but the regular CSR's can. Just call the number on the back of your card. It helps if you've had the card for 4 months or so, then someone has probably already reviewed your card and approved it for cash+ ahead of time, which makes the call extremely quick and painless.